# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 8001 — Florist Store (FL)

**Class Code:** 8001  
**Description:** Florist Store  
**State:** FL  
**Rate:** $2.38 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 8001?

Class code 8001 covers florist store operations, including retail flower shops, wholesale florists, and flower delivery services. Work involves flower arrangement, customer service, delivery, and greenhouse or cooler maintenance. Hazards include cuts from floral wire and tools, repetitive motion from arrangement work, and slip-and-fall risks in cooler areas.

## Who Does Class Code 8001 Apply To?

Floral designers, delivery drivers, and retail sales staff.

## Florida Examples — Class Code 8001

A retail flower shop in Naples creating floral arrangements for weddings and events. A wholesale florist in Miami supplying fresh flowers to local businesses. A small flower delivery service in Orlando.

## How to Calculate Workers' Comp Premium for Class Code 8001

**Formula:** (Annual Payroll ÷ 100) × $2.38 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1900 | $2375 | $2850 |
| $250,000 | $4750 | $5938 | $7125 |
| $500,000 | $9500 | $11875 | $14250 |
| $1,000,000 | $19000 | $23750 | $28500 |

## Tips for Managing Class Code 8001 Workers' Comp Costs

- Cut-resistant gloves reduce floral wire and tool injuries
- Separate delivery drivers under code 7380 if they are the primary exposure
- Cooler floor maintenance reduces slip-and-fall claims

## Safety Recommendations for Class Code 8001

- Provide cut-resistant gloves and train workers on safe handling of sharp tools and thorny plants.
- Ensure proper ventilation and provide masks for workers with allergies to pollen or dust.
- Implement ergonomic workstations and encourage regular stretching and breaks.
- Maintain clean, dry floors and address spills promptly to prevent slips and falls.

## Get a Quote for Class Code 8001

Contact Bright Coast Insurance for a workers' comp quote for class code 8001 in FL:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*