# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

---

# Workers' Comp Class Code 8002 — Auto Rental Company (FL)

**Class Code:** 8002  
**Description:** Auto Rental Company  
**State:** FL  
**Rate:** $1.79 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

---

## What Is Class Code 8002?

Class code 8002 covers auto rental company operations, including the rental of passenger vehicles to the public. Work involves vehicle check-in and check-out, cleaning and detailing, shuttle driving, and lot management. Florida's tourism industry makes auto rental a major business at airports and resort areas. Hazards include motor vehicle accidents for shuttle drivers, ergonomic strain from vehicle cleaning, and slip-and-fall risks on rental lots.

## Who Does Class Code 8002 Apply To?

Rental agents, shuttle drivers, vehicle cleaners, and lot attendants.

## Florida Examples — Class Code 8002

For class code 8002, real-world examples include: A small car rental agency in Orlando with a fleet of 50 vehicles, primarily serving tourists. A large corporate car rental operation at Miami International Airport managing hundreds of vehicles for business travelers.

## How to Calculate Workers' Comp Premium for Class Code 8002

**Formula:** (Annual Payroll ÷ 100) × $1.79 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1436 | $1795 | $2154 |
| $250,000 | $3590 | $4488 | $5385 |
| $500,000 | $7180 | $8975 | $10770 |
| $1,000,000 | $14360 | $17950 | $21540 |

## Tips for Managing Class Code 8002 Workers' Comp Costs

- MVR checks are essential for shuttle drivers
- Ergonomic training for vehicle cleaning reduces back and shoulder injuries
- Separate clerical and administrative staff under code 8810

## Safety Recommendations for Class Code 8002

- Implement a strict vehicle maintenance schedule to prevent mechanical failures.
- Provide training on safe lifting techniques for handling luggage and cleaning supplies.
- Ensure all shuttle drivers complete defensive driving courses and regular vehicle inspections.
- Maintain clean and dry vehicle preparation areas to prevent slips and falls.

## Get a Quote for Class Code 8002

Contact Bright Coast Insurance for a workers' comp quote for class code 8002 in FL:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



---

## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*