# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 8033 — Grocery Stores (FL)

**Class Code:** 8033  
**Description:** Grocery Stores  
**State:** FL  
**Rate:** $1.18 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 8033?

Class code 8033 covers grocery store operations, including supermarkets and food stores. This code is similar to 8006 and covers the full range of grocery store operations including produce, deli, bakery, and general merchandise departments. In Florida, grocery stores are a major employer with operations ranging from small neighborhood stores to large supermarket chains.

## Who Does Class Code 8033 Apply To?

Cashiers, stock clerks, produce workers, deli workers, and store managers.

## Florida Examples — Class Code 8033

For class code 8033, real-world examples include: A large grocery store in Fort Myers with a full-service deli, bakery, and produce section. A smaller food market in Sarasota focusing on organic and specialty food items.

## How to Calculate Workers' Comp Premium for Class Code 8033

**Formula:** (Annual Payroll ÷ 100) × $1.18 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $944 | $1180 | $1416 |
| $250,000 | $2360 | $2950 | $3540 |
| $500,000 | $4720 | $5900 | $7080 |
| $1,000,000 | $9440 | $11800 | $14160 |

## Tips for Managing Class Code 8033 Workers' Comp Costs

- Slip-and-fall prevention is the top priority for grocery operations
- Ergonomic programs reduce back injury claims for stocking and lifting
- Separate meat cutting under a higher-rated code if significant exposure exists

## Safety Recommendations for Class Code 8033

- Regularly clean up spills immediately and use 'wet floor' signs to prevent slips.
- Provide ergonomic training and equipment for lifting heavy items and stocking shelves.
- Ensure proper training on safe knife handling for deli and produce department employees.
- Implement a schedule for floor cleaning and maintenance to reduce slip hazards.

## Get a Quote for Class Code 8033

Contact Bright Coast Insurance for a workers' comp quote for class code 8033 in FL:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*