# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 8072 — Store - Book, Record, Audio, Video (FL)

**Class Code:** 8072  
**Description:** Store - Book, Record, Audio, Video  
**State:** FL  
**Rate:** $0.61 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 8072?

Class code 8072 covers book, record, audio, and video retail store operations. Work involves customer service, stocking merchandise, and managing inventory. Hazards are relatively low, primarily involving slip-and-fall injuries, ergonomic strain from repetitive tasks, and ladder use for high shelving.

## Who Does Class Code 8072 Apply To?

Sales associates, stock clerks, and store managers.

## Florida Examples — Class Code 8072

For class code 8072, real-world examples include: A small independent bookstore in St. Augustine specializing in local authors and history. A large media store in Tampa selling books, music, and movies, with a cafe.

## How to Calculate Workers' Comp Premium for Class Code 8072

**Formula:** (Annual Payroll ÷ 100) × $0.61 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $488 | $610 | $732 |
| $250,000 | $1220 | $1525 | $1830 |
| $500,000 | $2440 | $3050 | $3660 |
| $1,000,000 | $4880 | $6100 | $7320 |

## Tips for Managing Class Code 8072 Workers' Comp Costs

- Ladder safety training is needed for high-shelf stocking
- Anti-fatigue mats reduce lower extremity strain for standing workers
- Separate warehouse operations under appropriate codes

## Safety Recommendations for Class Code 8072

- Maintain clear aisles and well-lit areas to prevent slips, trips, and falls.
- Provide ergonomic workstations for cashiers and stockers to reduce repetitive strain.
- Train employees on safe lifting techniques for handling boxes of merchandise.

## Get a Quote for Class Code 8072

Contact Bright Coast Insurance for a workers' comp quote for class code 8072 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*