Store - Wholesale NOC
Florida Workers' Compensation Class Code 8103 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$1.12
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 8103?
Class code 8103 covers wholesale store employees not classified elsewhere (NOC), including warehouse workers, order pickers, forklift operators, and sales staff at wholesale distribution facilities. This catch-all wholesale classification applies to businesses that sell goods in bulk to retailers or other businesses. Hazards include material handling injuries, forklift accidents, and falls from warehouse racking.
Who is Covered Under This Code?
Wholesale warehouse workers, order pickers, forklift operators, receiving and shipping clerks, and inside sales staff at wholesale distribution centers.
Tips to Reduce Your Premium
- Properly classify specialized wholesale operations under more specific codes to avoid over-rating
- Forklift safety programs and operator certification reduce the most common claim type
- Racking inspection programs prevent catastrophic collapse injuries
- Separate clerical and outside sales staff under codes 8810 or 8742
Common Claim Scenarios
Forklift accidents, back strains from manual material handling, and falls from warehouse racking or loading docks are the most frequent claim types.
Rate Comparison by State
Frequently Asked Questions
What is workers comp class code 8103?
Class code 8103 covers wholesale store employees not classified elsewhere (NOC), including warehouse workers, order pickers, forklift operators, and sales staff at wholesale distribution facilities. This catch-all wholesale classification applies to businesses that sell goods in bulk to retailers or other businesses. Hazards include material handling injuries, forklift accidents, and falls from warehouse racking.
What is the workers comp rate for class code 8103 in Florida?
The current workers' compensation rate for class code 8103 in Florida is $1.12 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 8103?
Wholesale warehouse workers, order pickers, forklift operators, receiving and shipping clerks, and inside sales staff at wholesale distribution centers.
How can I reduce my workers comp premium for class code 8103 in Florida?
Properly classify specialized wholesale operations under more specific codes to avoid over-rating Forklift safety programs and operator certification reduce the most common claim type Racking inspection programs prevent catastrophic collapse injuries Separate clerical and outside sales staff under codes 8810 or 8742
Do I need workers comp insurance for employees classified under code 8103 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 8103 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 8103 in FL.
Quick Facts
- Class Code
- 8103
- State
- Florida
- Rate per $100
- $1.12
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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