Stores - Hardware - Retail
Florida Workers' Compensation Class Code 8105 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$1.22
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 8105?
Class code 8105 covers retail store employees at stores selling merchandise not classified under a more specific code — a catch-all for miscellaneous retail operations. This includes employees at specialty retail shops, gift stores, and other consumer goods retailers. Hazards are generally low compared to industrial classifications, but include slip-and-fall injuries, lifting strains, and occasional robbery-related incidents.
Who is Covered Under This Code?
Retail sales associates, cashiers, stock clerks, and store supervisors at miscellaneous retail establishments.
Tips to Reduce Your Premium
- Review whether a more specific retail code applies to reduce premium
- Slip-and-fall prevention programs are the highest-impact safety investment for retail
- Ergonomic lifting procedures for stockroom employees reduce back strain claims
Common Claim Scenarios
Slip-and-fall injuries, back strains from stocking shelves, and repetitive motion injuries from cashiering are the most common claim types.
Frequently Asked Questions
What is workers comp class code 8105?
Class code 8105 covers retail store employees at stores selling merchandise not classified under a more specific code — a catch-all for miscellaneous retail operations. This includes employees at specialty retail shops, gift stores, and other consumer goods retailers. Hazards are generally low compared to industrial classifications, but include slip-and-fall injuries, lifting strains, and occasional robbery-related incidents.
What is the workers comp rate for class code 8105 in Florida?
The current workers' compensation rate for class code 8105 in Florida is $1.22 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 8105?
Retail sales associates, cashiers, stock clerks, and store supervisors at miscellaneous retail establishments.
How can I reduce my workers comp premium for class code 8105 in Florida?
Review whether a more specific retail code applies to reduce premium Slip-and-fall prevention programs are the highest-impact safety investment for retail Ergonomic lifting procedures for stockroom employees reduce back strain claims
Do I need workers comp insurance for employees classified under code 8105 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 8105 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 8105 in FL.
Quick Facts
- Class Code
- 8105
- State
- Florida
- Rate per $100
- $1.22
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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