# Bright Coast Insurance **Florida-Licensed Independent Insurance Agency** | Florida License #L132181 Phone: (239) 323-0785 | Email: support@brightcoastins.com Address: PO Box 417, Pineland, FL 33945 Website: https://brightcoastins.com Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84 --- # Workers' Comp Class Code 8111 — Plumbers' Supplies Dealer - Wholesale (FL) **Class Code:** 8111 **Description:** Plumbers' Supplies Dealer - Wholesale **State:** FL **Rate:** $1.18 per $100 of payroll **Source:** NCCI (National Council on Compensation Insurance) --- ## What Is Class Code 8111? Class code 8111 covers employees at wholesale plumbing and heating supply dealers, including warehouse workers, counter sales staff, and delivery drivers. These businesses supply plumbing fixtures, pipes, valves, and HVAC equipment to contractors and the trade. Florida's active construction market generates significant demand for plumbing supply distributors, particularly in high-growth counties like Lee, Collier, and Palm Beach. ## Who Does Class Code 8111 Apply To? Counter sales staff, warehouse workers, forklift operators, delivery drivers, and receiving clerks at wholesale plumbing and heating supply companies. ## Florida Examples — Class Code 8111 Businesses falling under NCCI class code 8111 in Florida typically include wholesale plumbing and heating supply dealers, ranging from large national chains to smaller, independent distributors. For instance, Ferguson Enterprises operates numerous branches across the state, such as their large distribution centers in Orlando and Tampa, which employ dozens of warehouse workers, counter sales staff, and delivery drivers. These facilities handle vast inventories of pipes, water heaters, fixtures, and HVAC components, supplying contractors throughout Central and Southwest Florida. Similarly, independent operations like Sunshine Plumbing Supply in Fort Lauderdale or Gulf Coast Pipe & Fittings in Sarasota also fit this classification. These medium-sized businesses serve local plumbers and contractors, with employees engaged in similar tasks: managing stock, assisting customers at the sales counter, and delivering materials to job sites across their respective regions. The code applies to any business primarily engaged in the wholesale distribution of plumbing and heating supplies, where employees are involved in the physical handling, sale, and delivery of these goods. ## How to Calculate Workers' Comp Premium for Class Code 8111 **Formula:** (Annual Payroll ÷ 100) × $1.18 × Experience Modification Rate (EMR) | Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 | |---|---|---|---| | $100,000 | $944 | $1180 | $1416 | | $250,000 | $2360 | $2950 | $3540 | | $500,000 | $4720 | $5900 | $7080 | | $1,000,000 | $9440 | $11800 | $14160 | ## Tips for Managing Class Code 8111 Workers' Comp Costs - Separate delivery drivers under a driver classification if they drive company vehicles - Heavy pipe and fixture handling requires proper lifting training to reduce back injury claims - Forklift certification programs reduce warehouse material handling accidents ## Safety Recommendations for Class Code 8111 - Implement comprehensive training programs on proper lifting techniques and provide mechanical aids like forklifts or hand trucks to minimize manual handling of heavy plumbing fixtures and pipes, preventing back injuries and strains. - Maintain clear, dry, and well-lit aisles in warehouses and sales areas to prevent slips, trips, and falls, especially around loading docks and areas prone to spills. - Ensure all delivery drivers receive regular defensive driving training and that vehicles are routinely inspected and maintained to reduce the risk of road accidents. - Provide appropriate personal protective equipment (PPE), such as cut-resistant gloves and safety footwear, for employees handling sharp materials or working in warehouse environments to prevent cuts and foot injuries. ## Get a Quote for Class Code 8111 Contact Bright Coast Insurance for a workers' comp quote for class code 8111 in FL: - **Phone:** (239) 323-0785 - **Email:** support@brightcoastins.com - **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator) - **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl) --- ## About Bright Coast Insurance Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client. **Contact:** (239) 323-0785 | support@brightcoastins.com **Address:** PO Box 417, Pineland, FL 33945 **Website:** https://brightcoastins.com **Hours:** Monday–Friday, 9 AM–5 PM ET *Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*