# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 8215 — Feed, Grain or Hay Dealers (FL)

**Class Code:** 8215  
**Description:** Feed, Grain or Hay Dealers  
**State:** FL  
**Rate:** $3.57 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 8215?

Class code 8215 covers feed, grain, or hay dealer operations, including grain elevators, feed stores, and hay distributors. Work involves handling bulk grain and feed, operating elevators and conveyors, and making deliveries. Hazards include grain dust explosions (a serious risk in grain handling facilities), engulfment in grain bins, and musculoskeletal strain from heavy material handling.

## Who Does Class Code 8215 Apply To?

Grain elevator workers, feed store employees, and delivery drivers.

## Florida Examples — Class Code 8215

For class code 8215, real-world examples include: A grain elevator in Belle Glade, Florida, storing and distributing corn and other grains. A feed store in Ocala providing livestock feed and agricultural supplies to local farms.

## How to Calculate Workers' Comp Premium for Class Code 8215

**Formula:** (Annual Payroll ÷ 100) × $3.57 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $2856 | $3570 | $4284 |
| $250,000 | $7140 | $8925 | $10710 |
| $500,000 | $14280 | $17850 | $21420 |
| $1,000,000 | $28560 | $35700 | $42840 |

## Tips for Managing Class Code 8215 Workers' Comp Costs

- Grain bin entry procedures and confined space training are critical
- Combustible dust programs are required for grain handling facilities
- Separate grain elevator construction under code 5040

## Safety Recommendations for Class Code 8215

- Implement dust control measures and provide respirators to prevent inhalation issues.
- Ensure fall protection systems are in place for work at heights in grain elevators.
- Provide comprehensive training on safe operation of grain handling machinery.
- Implement lockout/tagout procedures for machinery maintenance.

## Get a Quote for Class Code 8215

Contact Bright Coast Insurance for a workers' comp quote for class code 8215 in FL:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*