# Bright Coast Insurance **Florida-Licensed Independent Insurance Agency** | Florida License #L103957 Phone: (239) 475-0361 | Email: support@brightcoastins.com Address: PO Box 417, Pineland, FL 33945 Website: https://brightcoastins.com Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84 --- # Workers' Comp Class Code 8233 — Fuel Dealers - All Other (FL) **Class Code:** 8233 **Description:** Fuel Dealers - All Other **State:** FL **Rate:** $2.76 per $100 of payroll **Source:** NCCI (National Council on Compensation Insurance) --- ## What Is Class Code 8233? Class code 8233 covers wholesale building material dealer employees, including warehouse workers, yard employees, and delivery drivers at distributors supplying lumber, drywall, roofing materials, and other construction supplies to contractors and builders. Florida's construction boom has made wholesale building material distribution a high-volume industry, with significant physical demands on warehouse and yard employees handling heavy materials. ## Who Does Class Code 8233 Apply To? Wholesale building material warehouse workers, yard employees, forklift operators, counter sales staff, and delivery drivers. ## Florida Examples — Class Code 8233 Businesses falling under NCCI class code 8233 in Florida typically encompass a diverse array of wholesale building material dealers, from small, family-owned operations to large regional distributors. For instance, a medium-sized lumber yard like 'Sunshine State Lumber' in Orlando, supplying contractors for residential and commercial projects across Central Florida, would fit this code. Their daily operations involve extensive yard workers handling large timber shipments, skilled warehouse staff managing vast inventories, and certified forklift operators efficiently moving materials. Similarly, a large-scale drywall distributor such as 'Gulf Coast Drywall Supply' in Tampa, serving the booming construction industry across the west coast of Florida, employs numerous warehouse personnel and dedicated counter sales representatives. Even smaller, specialized roofing material suppliers in rapidly developing areas like Sarasota or Jacksonville, focusing on hurricane-resistant products, would classify their yard and warehouse employees under 8233. These businesses are crucial to Florida's vibrant construction sector, and their employees are constantly engaged in the physical handling, storage, and distribution of heavy and bulky materials, making accurate classification essential for proper workers' compensation coverage. ## How to Calculate Workers' Comp Premium for Class Code 8233 **Formula:** (Annual Payroll ÷ 100) × $2.76 × Experience Modification Rate (EMR) | Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 | |---|---|---|---| | $100,000 | $2210 | $2762 | $3314 | | $250,000 | $5524 | $6905 | $8286 | | $500,000 | $11048 | $13810 | $16572 | | $1,000,000 | $22096 | $27620 | $33144 | ## Tips for Managing Class Code 8233 Workers' Comp Costs - Separate outside sales representatives under code 8742 to reduce premium - Lumber yard employees face significant manual handling and equipment hazards — implement formal safety programs - Delivery driver MVR checks reduce vehicle accident exposure ## Safety Recommendations for Class Code 8233 - Ensure all employees operating forklifts or other heavy machinery receive comprehensive training and certification, including regular refreshers on safe operating procedures and load stability. Implement daily equipment checks to identify and address any mechanical issues promptly. - Provide appropriate personal protective equipment (PPE) such as hard hats, safety glasses, steel-toed boots, and gloves for all yard and warehouse staff. Mandate the consistent use of PPE, especially when handling heavy, sharp, or abrasive materials. - Implement clear protocols for manual lifting and material handling, emphasizing proper body mechanics and the use of mechanical aids like dollies, hand trucks, or team lifts for heavy or awkward items. Regularly inspect and maintain all lifting equipment. - Maintain clear, unobstructed pathways and well-lit work areas in yards and warehouses to prevent slips, trips, and falls. Regularly inspect flooring and outdoor surfaces for hazards, and ensure proper stacking and securing of materials to prevent collapses. ## Get a Quote for Class Code 8233 Contact Bright Coast Insurance for a workers' comp quote for class code 8233 in FL: - **Phone:** (239) 475-0361 - **Email:** support@brightcoastins.com - **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator) - **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl) --- ## About Bright Coast Insurance Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client. **Contact:** (239) 475-0361 | support@brightcoastins.com **Address:** PO Box 417, Pineland, FL 33945 **Website:** https://brightcoastins.com **Hours:** Monday–Friday, 8 AM–5 PM ET *Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*