# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 8235 — Fuel Dealers - Coal, Coke, or Wood (FL)

**Class Code:** 8235  
**Description:** Fuel Dealers - Coal, Coke, or Wood  
**State:** FL  
**Rate:** $2.10 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 8235?

Class code 8235 covers employees at fuel dealers selling coal, coke, or wood, including delivery drivers, yard workers, and sales staff. While coal and coke dealers are less common in Florida, firewood dealers and specialty fuel suppliers use this classification. Hazards include heavy lifting of fuel products, vehicle accidents during delivery, and dust or particulate exposure in storage facilities.

## Who Does Class Code 8235 Apply To?

Fuel delivery drivers, yard workers, sales staff, and warehouse employees at coal, coke, or wood fuel dealers.

## How to Calculate Workers' Comp Premium for Class Code 8235

**Formula:** (Annual Payroll ÷ 100) × $2.10 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1680 | $2100 | $2520 |
| $250,000 | $4200 | $5250 | $6300 |
| $500,000 | $8400 | $10500 | $12600 |
| $1,000,000 | $16800 | $21000 | $25200 |

## Tips for Managing Class Code 8235 Workers' Comp Costs

- Delivery driver MVR screening and vehicle safety programs are critical
- Dust control measures in storage areas reduce respiratory exposure
- Proper lifting equipment for heavy fuel products reduces back injury claims

## Get a Quote for Class Code 8235

Contact Bright Coast Insurance for a workers' comp quote for class code 8235 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*