# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 8263 — Store - Wholesale Grocery (FL)

**Class Code:** 8263  
**Description:** Store - Wholesale Grocery  
**State:** FL  
**Rate:** $2.47 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 8263?

Class code 8263 covers wholesale drug or pharmaceutical supply employees, including warehouse workers, order pickers, and delivery drivers at pharmaceutical distribution centers. Florida's large healthcare sector and aging population make pharmaceutical distribution a significant industry. Hazards include material handling injuries, vehicle accidents, and controlled substance handling protocols.

## Who Does Class Code 8263 Apply To?

Pharmaceutical warehouse workers, order pickers, delivery drivers, and receiving clerks at wholesale drug distributors.

## How to Calculate Workers' Comp Premium for Class Code 8263

**Formula:** (Annual Payroll ÷ 100) × $2.47 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1976 | $2470 | $2964 |
| $250,000 | $4940 | $6175 | $7410 |
| $500,000 | $9880 | $12350 | $14820 |
| $1,000,000 | $19760 | $24700 | $29640 |

## Tips for Managing Class Code 8263 Workers' Comp Costs

- Controlled substance handling procedures must comply with DEA and Florida DOH requirements
- Delivery driver MVR checks and vehicle safety programs reduce accident exposure
- Ergonomic programs for order pickers reduce repetitive motion and back injury claims

## Get a Quote for Class Code 8263

Contact Bright Coast Insurance for a workers' comp quote for class code 8263 in FL:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*