# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 8279 — Store - Wholesale Grocery (FL)

**Class Code:** 8279  
**Description:** Store - Wholesale Grocery  
**State:** FL  
**Rate:** $5.37 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 8279?

Class code 8279 covers wholesale grocery warehouse employees, including order pickers, forklift operators, receiving clerks, and delivery drivers at food distribution centers. Florida's large food service industry and growing population make wholesale grocery distribution a major employer. Hazards include cold storage exposure, heavy lifting, forklift operations, and vehicle accidents during delivery.

## Who Does Class Code 8279 Apply To?

Wholesale grocery warehouse workers, order pickers, forklift operators, delivery drivers, and receiving clerks at food distribution centers.

## How to Calculate Workers' Comp Premium for Class Code 8279

**Formula:** (Annual Payroll ÷ 100) × $5.37 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $4297 | $5371 | $6445 |
| $250,000 | $10742 | $13428 | $16113 |
| $500,000 | $21484 | $26855 | $32226 |
| $1,000,000 | $42968 | $53710 | $64452 |

## Tips for Managing Class Code 8279 Workers' Comp Costs

- Cold storage workers need cold stress prevention programs and appropriate PPE
- Forklift certification and safety programs reduce the most common severe injury type
- Delivery driver MVR screening and vehicle safety programs are critical
- Ergonomic programs for order pickers reduce repetitive motion and back injury claims

## Get a Quote for Class Code 8279

Contact Bright Coast Insurance for a workers' comp quote for class code 8279 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*