# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 8288 — Store - Wholesale Dry Goods (FL)

**Class Code:** 8288  
**Description:** Store - Wholesale Dry Goods  
**State:** FL  
**Rate:** $0.98 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 8288?

Class code 8288 covers wholesale dry goods employees, including warehouse workers, order pickers, and delivery drivers at distributors of clothing, textiles, and related merchandise. Hazards are generally lower than heavy industrial classifications, but include material handling injuries, forklift accidents, and vehicle accidents during delivery.

## Who Does Class Code 8288 Apply To?

Wholesale dry goods warehouse workers, order pickers, delivery drivers, and receiving clerks.

## How to Calculate Workers' Comp Premium for Class Code 8288

**Formula:** (Annual Payroll ÷ 100) × $0.98 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $784 | $980 | $1176 |
| $250,000 | $1960 | $2450 | $2940 |
| $500,000 | $3920 | $4900 | $5880 |
| $1,000,000 | $7840 | $9800 | $11760 |

## Tips for Managing Class Code 8288 Workers' Comp Costs

- Ergonomic programs for order pickers reduce repetitive motion injuries
- Forklift safety programs are essential for warehouse operations
- Separate outside sales representatives under code 8742

## Get a Quote for Class Code 8288

Contact Bright Coast Insurance for a workers' comp quote for class code 8288 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*