# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 8392 — Automobile Parking Lot (FL)

**Class Code:** 8392  
**Description:** Automobile Parking Lot  
**State:** FL  
**Rate:** $1.57 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 8392?

Class code 8392 covers automobile parking lot and garage operations, including surface lots, parking structures, and valet services. Work involves directing traffic, collecting fees, and moving vehicles. Hazards include motor vehicle accidents while moving customer vehicles, slip-and-fall injuries, and carbon monoxide exposure in enclosed parking structures.

## Who Does Class Code 8392 Apply To?

Parking attendants, cashiers, and valet drivers.

## Florida Examples — Class Code 8392

For class code 8392, real-world examples include: A multi-level parking garage in downtown Tampa serving office workers and event attendees. A valet parking service at a luxury hotel in South Beach, Miami.

## How to Calculate Workers' Comp Premium for Class Code 8392

**Formula:** (Annual Payroll ÷ 100) × $1.57 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1258 | $1572 | $1886 |
| $250,000 | $3144 | $3930 | $4716 |
| $500,000 | $6288 | $7860 | $9432 |
| $1,000,000 | $12576 | $15720 | $18864 |

## Tips for Managing Class Code 8392 Workers' Comp Costs

- Carbon monoxide monitoring is required in enclosed parking structures
- MVR checks are required for valet and vehicle-moving operations
- Slip-and-fall prevention is important in parking structure operations

## Safety Recommendations for Class Code 8392

- Implement clear traffic flow patterns and signage in parking lots and garages.
- Provide training on safe driving practices for valet personnel and vehicle movement.
- Ensure adequate lighting and security measures to prevent assaults and robberies.
- Maintain well-marked pedestrian walkways to prevent accidents.

## Get a Quote for Class Code 8392

Contact Bright Coast Insurance for a workers' comp quote for class code 8392 in FL:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*