Store - Wholesale Hardware
Florida Workers' Compensation Class Code 8395 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$1.20
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 8395?
Class code 8395 covers wholesale hardware store employees, including warehouse workers, counter sales staff, and delivery drivers at wholesale hardware distributors. These businesses supply tools, fasteners, and hardware products to retailers and contractors in bulk. Florida's active construction market creates strong demand for wholesale hardware distribution. Hazards include heavy lifting, forklift operations, and delivery vehicle accidents.
Who is Covered Under This Code?
Wholesale hardware warehouse workers, counter sales staff, forklift operators, delivery drivers, and receiving clerks.
Tips to Reduce Your Premium
- Forklift certification programs reduce the most common severe injury type
- Ergonomic lifting programs for heavy hardware products reduce back injury claims
- Separate outside sales representatives under code 8742 to reduce premium
Common Claim Scenarios
Back strains from heavy lifting, forklift accidents, and cuts from sharp hardware products are the most common claim types.
Rate Comparison by State
Frequently Asked Questions
What is workers comp class code 8395?
Class code 8395 covers wholesale hardware store employees, including warehouse workers, counter sales staff, and delivery drivers at wholesale hardware distributors. These businesses supply tools, fasteners, and hardware products to retailers and contractors in bulk. Florida's active construction market creates strong demand for wholesale hardware distribution. Hazards include heavy lifting, forklift operations, and delivery vehicle accidents.
What is the workers comp rate for class code 8395 in Florida?
The current workers' compensation rate for class code 8395 in Florida is $1.20 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 8395?
Wholesale hardware warehouse workers, counter sales staff, forklift operators, delivery drivers, and receiving clerks.
How can I reduce my workers comp premium for class code 8395 in Florida?
Forklift certification programs reduce the most common severe injury type Ergonomic lifting programs for heavy hardware products reduce back injury claims Separate outside sales representatives under code 8742 to reduce premium
Do I need workers comp insurance for employees classified under code 8395 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 8395 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 8395 in FL.
Quick Facts
- Class Code
- 8395
- State
- Florida
- Rate per $100
- $1.20
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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