# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 8500 — Metal Scrap Dealer (FL)

**Class Code:** 8500  
**Description:** Metal Scrap Dealer  
**State:** FL  
**Rate:** $3.92 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 8500?

Class code 8500 covers metal scrap dealer operations, including scrap metal yards, recycling operations, and metal salvage businesses. Work involves operating cranes and material handling equipment, processing scrap metal, and managing hazardous materials in the waste stream. Hazards include struck-by hazards from overhead crane operations, cuts from metal scrap, and exposure to hazardous materials including lead and other heavy metals.

## Who Does Class Code 8500 Apply To?

Scrap yard workers, crane operators, metal processors, and scale operators.

## Florida Examples — Class Code 8500

For class code 8500, real-world examples include: A large scrap metal yard in Tampa processing industrial and consumer metal waste. A metal recycling facility in Miami collecting and sorting various types of scrap for resale.

## How to Calculate Workers' Comp Premium for Class Code 8500

**Formula:** (Annual Payroll ÷ 100) × $3.92 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $3138 | $3923 | $4708 |
| $250,000 | $7846 | $9808 | $11769 |
| $500,000 | $15692 | $19615 | $23538 |
| $1,000,000 | $31384 | $39230 | $47076 |

## Tips for Managing Class Code 8500 Workers' Comp Costs

- Overhead crane safety is the top priority for scrap metal operations
- Lead exposure monitoring may be required for certain scrap metal operations
- Cut-resistant PPE is essential for metal handling

## Safety Recommendations for Class Code 8500

- Implement strict crane operation safety protocols, including daily inspections and load limits.
- Require employees to wear cut-resistant gloves, steel-toed boots, and hard hats.
- Ensure proper training on safe handling of heavy and sharp metal materials.
- Maintain clear and organized work areas to prevent crush injuries.

## Get a Quote for Class Code 8500

Contact Bright Coast Insurance for a workers' comp quote for class code 8500 in FL:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*