# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 8601 — Architects or Engineer Consulting (FL)

**Class Code:** 8601  
**Description:** Architects or Engineer Consulting  
**State:** FL  
**Rate:** $0.28 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 8601?

Class code 8601 covers architects and engineering consulting firms, including civil, structural, mechanical, and electrical engineers who work primarily in an office setting with occasional field visits. Work involves design, drafting, project management, and client consultation. Hazards are relatively low, primarily involving ergonomic strain from computer work and occasional field visit risks.

## Who Does Class Code 8601 Apply To?

Architects, engineers, drafters, and project managers.

## Florida Examples — Class Code 8601

For class code 8601, real-world examples include: A civil engineering firm in Orlando designing infrastructure projects like roads and bridges. A structural engineering consultant in Fort Lauderdale specializing in high-rise building design.

## How to Calculate Workers' Comp Premium for Class Code 8601

**Formula:** (Annual Payroll ÷ 100) × $0.28 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $224 | $280 | $336 |
| $250,000 | $560 | $700 | $840 |
| $500,000 | $1120 | $1400 | $1680 |
| $1,000,000 | $2240 | $2800 | $3360 |

## Tips for Managing Class Code 8601 Workers' Comp Costs

- Separate field inspection operations under code 8720 if significant
- Ergonomic workstations reduce repetitive strain claims for computer-intensive work
- Separate clerical staff under code 8810

## Safety Recommendations for Class Code 8601

- Provide defensive driving training for employees traveling to field sites.
- Implement ergonomic workstations for office-based tasks to prevent repetitive strain injuries.
- Ensure proper site safety briefings and PPE usage during field visits.

## Get a Quote for Class Code 8601

Contact Bright Coast Insurance for a workers' comp quote for class code 8601 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*