# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 8603 — Architectural or Engineering Firm - Clerical (FL)

**Class Code:** 8603  
**Description:** Architectural or Engineering Firm - Clerical  
**State:** FL  
**Rate:** $0.08 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 8603?

Class code 8603 covers clerical employees within architectural or engineering firms. This classification applies to administrative staff, receptionists, and clerical workers who do not perform field work. It is a lower-rated code than 8601, reflecting the reduced hazard exposure of office-only employees within technical firms.

## Who Does Class Code 8603 Apply To?

Administrative assistants, receptionists, billing staff, and clerical workers in engineering or architectural firms.

## Florida Examples — Class Code 8603

For class code 8603, real-world examples include: An administrative office for an architectural firm in Miami handling client communications and project documentation. Clerical staff at an engineering company in Orlando managing billing and scheduling.

## How to Calculate Workers' Comp Premium for Class Code 8603

**Formula:** (Annual Payroll ÷ 100) × $0.08 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $64 | $80 | $96 |
| $250,000 | $160 | $200 | $240 |
| $500,000 | $320 | $400 | $480 |
| $1,000,000 | $640 | $800 | $960 |

## Tips for Managing Class Code 8603 Workers' Comp Costs

- Properly separating clerical staff under this code reduces overall premium
- Ensure clerical employees do not perform field visits — if they do, reclassify under 8601
- Ergonomic workstations reduce repetitive strain claims

## Safety Recommendations for Class Code 8603

- Implement ergonomic workstations and provide regular breaks to prevent repetitive strain injuries.
- Ensure clear and uncluttered office spaces to prevent slips, trips, and falls.
- Provide adjustable chairs and monitors to promote good posture and reduce eye strain.

## Get a Quote for Class Code 8603

Contact Bright Coast Insurance for a workers' comp quote for class code 8603 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*