Salespeople - Outside
Florida Workers' Compensation Class Code 8726 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$0.48
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 8726?
Class code 8726 covers insurance company outside sales representatives and field agents who travel to client locations to sell and service insurance policies. This is a low-hazard classification primarily involving vehicle travel and office work. The primary risk is vehicle accidents during client visits. Florida's large insurance market makes this a common classification for independent agents and captive agency staff.
Who is Covered Under This Code?
Insurance outside sales agents, field underwriters, loss control representatives, and claims adjusters who travel to client locations.
Tips to Reduce Your Premium
- MVR screening for all employees who drive to client locations is essential
- Distracted driving policies reduce the primary risk exposure for this classification
- Ergonomic workstation setup reduces repetitive motion injuries for office-based work
Common Claim Scenarios
Vehicle accidents during client visits are the primary claim type. Slip-and-fall injuries at client locations are also possible.
Frequently Asked Questions
What is workers comp class code 8726?
Class code 8726 covers insurance company outside sales representatives and field agents who travel to client locations to sell and service insurance policies. This is a low-hazard classification primarily involving vehicle travel and office work. The primary risk is vehicle accidents during client visits. Florida's large insurance market makes this a common classification for independent agents and captive agency staff.
What is the workers comp rate for class code 8726 in Florida?
The current workers' compensation rate for class code 8726 in Florida is $0.48 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 8726?
Insurance outside sales agents, field underwriters, loss control representatives, and claims adjusters who travel to client locations.
How can I reduce my workers comp premium for class code 8726 in Florida?
MVR screening for all employees who drive to client locations is essential Distracted driving policies reduce the primary risk exposure for this classification Ergonomic workstation setup reduces repetitive motion injuries for office-based work
Do I need workers comp insurance for employees classified under code 8726 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 8726 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 8726 in FL.
Quick Facts
- Class Code
- 8726
- State
- Florida
- Rate per $100
- $0.48
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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