Automobile Salespersons
Florida Workers' Compensation Class Code 8748 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$0.32
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 8748?
Class code 8748 covers automobile salespersons who work at dealerships selling new and used vehicles. Work involves customer interaction, vehicle demonstrations, test drives, and paperwork. Hazards include motor vehicle accidents during test drives and vehicle demonstrations, and ergonomic strain from extended periods of standing and walking the lot.
Who is Covered Under This Code?
Automobile sales consultants, finance managers, and sales managers.
Tips to Reduce Your Premium
- Test drive safety policies including route restrictions reduce accident claims
- MVR checks are required for all sales staff who conduct test drives
- Separate service department employees under code 8380
Frequently Asked Questions
What is workers comp class code 8748?
Class code 8748 covers automobile salespersons who work at dealerships selling new and used vehicles. Work involves customer interaction, vehicle demonstrations, test drives, and paperwork. Hazards include motor vehicle accidents during test drives and vehicle demonstrations, and ergonomic strain from extended periods of standing and walking the lot.
What is the workers comp rate for class code 8748 in Florida?
The current workers' compensation rate for class code 8748 in Florida is $0.32 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 8748?
Automobile sales consultants, finance managers, and sales managers.
How can I reduce my workers comp premium for class code 8748 in Florida?
Test drive safety policies including route restrictions reduce accident claims MVR checks are required for all sales staff who conduct test drives Separate service department employees under code 8380
Do I need workers comp insurance for employees classified under code 8748 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 8748 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 228-8029 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 8748 in FL.
Quick Facts
- Class Code
- 8748
- State
- Florida
- Rate per $100
- $0.32
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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