# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 8803 — Accountant, Auditor, Factory Cost Systems (FL)

**Class Code:** 8803  
**Description:** Accountant, Auditor, Factory Cost Systems  
**State:** FL  
**Rate:** $0.04 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 8803?

Class code 8803 covers accountant, auditor, and factory cost systems operations, including public accounting firms, internal audit departments, and cost accounting services. Work is primarily office-based involving financial analysis, auditing, and reporting. Hazards are very low, primarily ergonomic strain from computer work. This is one of the lowest-rated workers comp classifications.

## Who Does Class Code 8803 Apply To?

Certified public accountants, auditors, bookkeepers, and financial analysts.

## Florida Examples — Class Code 8803

For class code 8803, real-world examples include: A public accounting firm in Fort Lauderdale providing audit and tax services to small businesses. An internal audit department for a large corporation in Orlando managing financial compliance.

## How to Calculate Workers' Comp Premium for Class Code 8803

**Formula:** (Annual Payroll ÷ 100) × $0.04 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $30 | $37 | $44 |
| $250,000 | $74 | $93 | $111 |
| $500,000 | $148 | $185 | $222 |
| $1,000,000 | $296 | $370 | $444 |

## Tips for Managing Class Code 8803 Workers' Comp Costs

- Ergonomic workstations are the primary risk management tool for accounting operations
- Separate clerical staff under code 8810 if they perform only data entry
- This is one of the lowest-rated codes — ensure proper classification to maximize savings

## Safety Recommendations for Class Code 8803

- Implement ergonomic workstations and provide regular breaks to prevent repetitive strain injuries.
- Ensure clear and uncluttered office spaces to prevent slips, trips, and falls.
- Provide adjustable chairs and monitors to promote good posture and reduce eye strain.

## Get a Quote for Class Code 8803

Contact Bright Coast Insurance for a workers' comp quote for class code 8803 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*