# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

---

# Workers' Comp Class Code 8829 — Convalescent/Nursing Home (FL)

**Class Code:** 8829  
**Description:** Convalescent/Nursing Home  
**State:** FL  
**Rate:** $1.57 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

---

## What Is Class Code 8829?

Class code 8829 covers convalescent and nursing home operations, including skilled nursing facilities, rehabilitation centers, and long-term care facilities. Work involves providing nursing care, physical therapy, and daily living assistance to residents. Florida's large elderly population makes nursing homes a major industry. Hazards include patient handling injuries, exposure to infectious diseases, and workplace violence from residents with cognitive impairments.

## Who Does Class Code 8829 Apply To?

CNAs, nursing home aides, dietary staff, housekeeping, and maintenance workers.

## Florida Examples — Class Code 8829

For class code 8829, real-world examples include: A skilled nursing facility in Jacksonville offering long-term care and rehabilitation services. A large nursing home in Orlando providing comprehensive care for elderly residents.

## How to Calculate Workers' Comp Premium for Class Code 8829

**Formula:** (Annual Payroll ÷ 100) × $1.57 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1256 | $1570 | $1884 |
| $250,000 | $3140 | $3925 | $4710 |
| $500,000 | $6280 | $7850 | $9420 |
| $1,000,000 | $12560 | $15700 | $18840 |

## Tips for Managing Class Code 8829 Workers' Comp Costs

- Safe patient handling programs with mechanical lifts are the most effective way to reduce claims
- Bloodborne pathogen and infection control programs are mandatory
- Workplace violence prevention programs are important for dementia care units
- Separate professional nursing staff under code 8841

## Safety Recommendations for Class Code 8829

- Provide comprehensive training on safe resident lifting and transfer techniques.
- Ensure floors are kept clean, dry, and free of obstructions to prevent slips and falls.
- Implement strict infection control protocols and provide appropriate PPE.
- Provide training on managing aggressive residents and de-escalation techniques.

## Get a Quote for Class Code 8829

Contact Bright Coast Insurance for a workers' comp quote for class code 8829 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



---

## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*