# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 8841 — Nursing Home - Professional (FL)

**Class Code:** 8841  
**Description:** Nursing Home - Professional  
**State:** FL  
**Rate:** $1.16 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 8841?

Class code 8841 covers nursing home professional employees, including registered nurses, licensed practical nurses, and therapists working in long-term care facilities. Work involves direct resident care, medication administration, and clinical supervision. Hazards include patient handling injuries, needlestick injuries, and exposure to infectious diseases. The professional staff at nursing homes face similar but distinct risks from non-professional staff.

## Who Does Class Code 8841 Apply To?

Registered nurses, licensed practical nurses, and therapists in nursing homes.

## Florida Examples — Class Code 8841

A licensed practical nurse (LPN) at a 120-bed nursing home in St. Petersburg. A speech therapist working with residents at a long-term care facility in Fort Lauderdale.

## How to Calculate Workers' Comp Premium for Class Code 8841

**Formula:** (Annual Payroll ÷ 100) × $1.16 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $928 | $1160 | $1392 |
| $250,000 | $2320 | $2900 | $3480 |
| $500,000 | $4640 | $5800 | $6960 |
| $1,000,000 | $9280 | $11600 | $13920 |

## Tips for Managing Class Code 8841 Workers' Comp Costs

- Safe patient handling programs with mechanical lifts are the most effective premium reduction tool
- Separate non-professional nursing home staff under code 8829
- Infection control programs are critical in long-term care settings

## Safety Recommendations for Class Code 8841

- Utilize mechanical lifts for all resident transfers and provide ongoing training on their safe operation.
- Implement a rigorous floor cleaning schedule and use 'wet floor' signs prominently.
- Train staff on de-escalation techniques and how to manage challenging resident behaviors.
- Ensure adequate staffing levels to prevent rushing and reduce the likelihood of injury.

## Get a Quote for Class Code 8841

Contact Bright Coast Insurance for a workers' comp quote for class code 8841 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*