# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 8901 — Telephone or Telegraph Companies - All Employees (FL)

**Class Code:** 8901  
**Description:** Telephone or Telegraph Companies - All Employees  
**State:** FL  
**Rate:** $0.98 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 8901?

Class code 8901 covers telephone and telegraph company employees including linemen, cable splicers, equipment technicians, and office staff. In Florida, this classification applies to telecommunications workers maintaining landline and fiber optic infrastructure. Hazards include working at heights on utility poles, electrical exposure, and vehicle accidents during field service.

## Who Does Class Code 8901 Apply To?

Telephone linemen, cable splicers, telecommunications technicians, equipment installers, and support staff at telephone companies.

## How to Calculate Workers' Comp Premium for Class Code 8901

**Formula:** (Annual Payroll ÷ 100) × $0.98 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $784 | $980 | $1176 |
| $250,000 | $1960 | $2450 | $2940 |
| $500,000 | $3920 | $4900 | $5880 |
| $1,000,000 | $7840 | $9800 | $11760 |

## Tips for Managing Class Code 8901 Workers' Comp Costs

- Pole climbing and aerial work requires fall protection training and equipment
- Electrical hazard awareness training is critical for linemen working near energized lines
- Vehicle safety programs reduce accident exposure for field technicians
- Ergonomic programs reduce repetitive motion injuries for equipment technicians

## Get a Quote for Class Code 8901

Contact Bright Coast Insurance for a workers' comp quote for class code 8901 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*