# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 9014 — Buildings - Operation by Contractor (FL)

**Class Code:** 9014  
**Description:** Buildings - Operation by Contractor  
**State:** FL  
**Rate:** $2.45 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 9014?

Class code 9014 covers building operations performed by contractors, including janitorial contractors, building maintenance contractors, and facility management companies that operate buildings on behalf of owners. Work involves cleaning, maintenance, and building systems operation. Hazards include slip-and-fall injuries, chemical exposure from cleaning products, and maintenance-related injuries.

## Who Does Class Code 9014 Apply To?

Janitorial staff, maintenance technicians, and building operations workers employed by contractors.

## Florida Examples — Class Code 9014

A commercial janitorial company with a contract to clean a dozen office buildings in Tampa. A facilities management firm hired to handle all maintenance and operations for a large shopping mall in Orlando.

## How to Calculate Workers' Comp Premium for Class Code 9014

**Formula:** (Annual Payroll ÷ 100) × $2.45 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1960 | $2450 | $2940 |
| $250,000 | $4900 | $6125 | $7350 |
| $500,000 | $9800 | $12250 | $14700 |
| $1,000,000 | $19600 | $24500 | $29400 |

## Tips for Managing Class Code 9014 Workers' Comp Costs

- Separate janitorial-only operations under code 9170
- Chemical handling procedures apply to cleaning products
- Slip-and-fall prevention training is critical for building operations staff

## Safety Recommendations for Class Code 9014

- Require the use of slip-resistant footwear for all cleaning staff.
- Provide comprehensive training on the proper handling and storage of cleaning chemicals, including the use of PPE.
- Ensure all electrical equipment is properly maintained and cords are not left in walkways.
- Promote team lifting and the use of ergonomic equipment for heavy tasks.

## Get a Quote for Class Code 9014

Contact Bright Coast Insurance for a workers' comp quote for class code 9014 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*