# Bright Coast Insurance **Florida-Licensed Independent Insurance Agency** | Florida License #L103957 Phone: (239) 323-0785 | Email: support@brightcoastins.com Address: PO Box 417, Pineland, FL 33945 Website: https://brightcoastins.com Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84 --- # Workers' Comp Class Code 9019 — Building or Property Management (FL) **Class Code:** 9019 **Description:** Building or Property Management **State:** FL **Rate:** $2.02 per $100 of payroll **Source:** NCCI (National Council on Compensation Insurance) --- ## What Is Class Code 9019? Class code 9019 covers hotel or motel employees including housekeeping staff, front desk clerks, bellhops, maintenance workers, and food service staff at lodging facilities. Florida's massive tourism industry makes this one of the most common classifications in the state, particularly in Miami Beach, Orlando, Tampa Bay, and the Keys. Hazards include musculoskeletal injuries from housekeeping, slip-and-fall incidents, and kitchen burns. ## Who Does Class Code 9019 Apply To? Hotel and motel housekeeping staff, front desk clerks, bellhops, maintenance workers, concierge staff, and food service employees. ## Florida Examples — Class Code 9019 This class code applies to a wide array of Florida hospitality businesses, from the expansive beachfront resorts in Fort Lauderdale, like a 500-room property employing hundreds of housekeeping staff, front desk agents, and banquet servers for its multiple event spaces, to the bustling, family-oriented resort hotels in Orlando, which feature extensive maintenance teams, numerous bellhops, and large-scale laundry operations to manage guest needs. It also covers smaller, upscale boutique hotels in Miami Beach, where a more intimate staff of front desk clerks often doubles as concierge, and dedicated housekeeping teams meticulously maintain luxurious suites. These examples illustrate the diverse scale and specific operational details of Florida businesses that fall under NCCI class code 9019, making it easier for owners to identify if their establishment fits this classification. ## How to Calculate Workers' Comp Premium for Class Code 9019 **Formula:** (Annual Payroll ÷ 100) × $2.02 × Experience Modification Rate (EMR) | Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 | |---|---|---|---| | $100,000 | $1615 | $2019 | $2423 | | $250,000 | $4038 | $5048 | $6057 | | $500,000 | $8076 | $10095 | $12114 | | $1,000,000 | $16152 | $20190 | $24228 | ## Tips for Managing Class Code 9019 Workers' Comp Costs - Housekeeping ergonomic programs (proper cart height, lifting techniques) significantly reduce back injury claims - Slip-and-fall prevention in wet areas (pools, kitchens, bathrooms) is critical - Separate kitchen staff under food service codes if they represent a significant portion of payroll - Security staff may need to be classified separately depending on duties ## Safety Recommendations for Class Code 9019 - Implement comprehensive training programs for all staff on proper lifting techniques to prevent back strains and sprains, especially for bellhops handling luggage and housekeeping staff moving heavy linens or equipment. - Ensure all employees, particularly housekeeping and laundry personnel, are trained on the safe handling and storage of cleaning chemicals, including the use of appropriate personal protective equipment (PPE) to prevent chemical burns or exposure. - Establish strict protocols for maintaining dry floors and promptly cleaning up spills in all areas, especially kitchens, laundry rooms, and guest bathrooms, to minimize the risk of slips, trips, and falls for all hotel employees. - Provide regular maintenance and safety checks for all machinery and equipment, including laundry machines and kitchen appliances, and train staff on their safe operation to prevent cuts, burns, and other machinery-related injuries. ## Get a Quote for Class Code 9019 Contact Bright Coast Insurance for a workers' comp quote for class code 9019 in FL: - **Phone:** (239) 323-0785 - **Email:** support@brightcoastins.com - **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator) - **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl) --- ## About Bright Coast Insurance Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client. **Contact:** (239) 323-0785 | support@brightcoastins.com **Address:** PO Box 417, Pineland, FL 33945 **Website:** https://brightcoastins.com **Hours:** Monday–Friday, 8 AM–5 PM ET *Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*