# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 9040 — Hospital - All Other Employees (FL)

**Class Code:** 9040  
**Description:** Hospital - All Other Employees  
**State:** FL  
**Rate:** $2.75 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 9040?

Class code 9040 covers hospital non-professional employees, including dietary workers, housekeeping staff, maintenance workers, and patient transport aides. Work involves food service, environmental services, and patient support functions. Hazards include patient handling injuries for transport aides, slip-and-fall injuries in wet environments, and chemical exposure from cleaning products.

## Who Does Class Code 9040 Apply To?

Dietary workers, housekeeping staff, patient transport aides, and hospital maintenance workers.

## Florida Examples — Class Code 9040

The kitchen staff, janitorial crew, and patient transporters at a 500-bed hospital in Miami. A maintenance worker responsible for general repairs at a small, rural hospital in the Florida Panhandle.

## How to Calculate Workers' Comp Premium for Class Code 9040

**Formula:** (Annual Payroll ÷ 100) × $2.75 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $2200 | $2750 | $3300 |
| $250,000 | $5500 | $6875 | $8250 |
| $500,000 | $11000 | $13750 | $16500 |
| $1,000,000 | $22000 | $27500 | $33000 |

## Tips for Managing Class Code 9040 Workers' Comp Costs

- Safe patient handling training is important for transport aides
- Chemical handling procedures apply to hospital-grade disinfectants
- Separate professional clinical staff under code 8833

## Safety Recommendations for Class Code 9040

- Require all staff in kitchen and cleaning roles to wear certified slip-resistant footwear.
- Provide patient lifting devices and mandate their use for all non-ambulatory patient transfers.
- Implement a sharps safety program that includes training on proper disposal and handling of medical waste.
- Ensure kitchen staff are trained in safe knife handling and use cut-resistant gloves.

## Get a Quote for Class Code 9040

Contact Bright Coast Insurance for a workers' comp quote for class code 9040 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*
