# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 9047 — Nursing Home - All Other Employees (FL)

**Class Code:** 9047  
**Description:** Nursing Home - All Other Employees  
**State:** FL  
**Rate:** $1.94 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 9047?

Class code 9047 covers nursing home non-professional employees, including dietary workers, housekeeping staff, and maintenance workers at long-term care facilities. Work involves food preparation, environmental services, and facility maintenance. Hazards include slip-and-fall injuries, chemical exposure from cleaning products, and occasional patient contact for housekeeping staff.

## Who Does Class Code 9047 Apply To?

Dietary workers, housekeeping staff, and maintenance workers at nursing homes.

## Florida Examples — Class Code 9047

A dietary aide working in the kitchen of a nursing home in The Villages. A housekeeper responsible for cleaning resident rooms and common areas at an assisted living facility in Naples.

## How to Calculate Workers' Comp Premium for Class Code 9047

**Formula:** (Annual Payroll ÷ 100) × $1.94 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1550 | $1938 | $2326 |
| $250,000 | $3876 | $4845 | $5814 |
| $500,000 | $7752 | $9690 | $11628 |
| $1,000,000 | $15504 | $19380 | $23256 |

## Tips for Managing Class Code 9047 Workers' Comp Costs

- Separate professional nursing staff under code 8841
- Chemical handling procedures apply to cleaning and disinfection products
- Slip-and-fall prevention is critical in healthcare environments

## Safety Recommendations for Class Code 9047

- Mandate the use of slip-resistant shoes for all dietary and housekeeping staff.
- Provide training on proper ergonomic techniques for pushing carts and lifting objects.
- Ensure proper ventilation and provide personal protective equipment (PPE) when handling strong cleaning chemicals.
- Maintain a regular floor cleaning schedule and use 'wet floor' signs conspicuously.

## Get a Quote for Class Code 9047

Contact Bright Coast Insurance for a workers' comp quote for class code 9047 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*