# Bright Coast Insurance **Florida-Licensed Independent Insurance Agency** | Florida License #L103957 Phone: (239) 475-0361 | Email: support@brightcoastins.com Address: PO Box 417, Pineland, FL 33945 Website: https://brightcoastins.com Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84 --- # Workers' Comp Class Code 9063 — Schools - Professional & College (FL) **Class Code:** 9063 **Description:** Schools - Professional & College **State:** FL **Rate:** $0.69 per $100 of payroll **Source:** NCCI (National Council on Compensation Insurance) --- ## What Is Class Code 9063? Class code 9063 covers employees at professional schools and colleges, including faculty, administrative staff, maintenance workers, and support personnel at universities, colleges, and professional training institutions. Florida's large higher education sector — including the State University System, Florida College System, and numerous private institutions — makes this a common classification. Hazards are generally low, with the primary risks being slip-and-fall injuries and ergonomic conditions. ## Who Does Class Code 9063 Apply To? College and university faculty, administrative staff, maintenance workers, campus security, and support personnel at professional schools and higher education institutions. ## Florida Examples — Class Code 9063 Businesses falling under NCCI class code 9063 in Florida encompass a diverse range of educational institutions dedicated to professional development. Consider a prominent private university in Coral Gables, employing over 600 faculty, administrative, and support staff across its various departments, from liberal arts to engineering. This code would cover all employees involved in academic instruction, campus administration, facility maintenance, security, and cafeteria services. Another example is a specialized vocational training center in Orlando, with approximately 100 employees, focusing on trades like HVAC, automotive technology, and healthcare support. This includes instructors, admissions counselors, career services staff, and maintenance personnel. Furthermore, a smaller, boutique culinary arts school in St. Petersburg, with 40 staff members including master chefs, kitchen assistants, and administrative personnel, would also be classified under 9063. These institutions, whether large universities or smaller trade schools across cities like Jacksonville, Tampa, and and Miami, share the common characteristic of providing professional education and employing a broad spectrum of staff to support their academic and operational functions, making this code applicable for their workers' compensation needs. ## How to Calculate Workers' Comp Premium for Class Code 9063 **Formula:** (Annual Payroll ÷ 100) × $0.69 × Experience Modification Rate (EMR) | Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 | |---|---|---|---| | $100,000 | $553 | $691 | $829 | | $250,000 | $1382 | $1727 | $2073 | | $500,000 | $2764 | $3455 | $4146 | | $1,000,000 | $5528 | $6910 | $8292 | ## Tips for Managing Class Code 9063 Workers' Comp Costs - Ergonomic programs for faculty and administrative staff reduce repetitive motion claims - Slip-and-fall prevention on campus walkways and in buildings is the primary safety focus - Separate laboratory and research staff under appropriate scientific classifications - Maintenance staff may need to be classified under more specific trade codes ## Safety Recommendations for Class Code 9063 - Implement comprehensive slip, trip, and fall prevention programs, especially in high-traffic areas like hallways, stairwells, and cafeterias. Ensure immediate cleanup of spills and proper maintenance of flooring surfaces to prevent common injuries. - Provide ergonomic workstations and training for faculty and administrative staff to mitigate repetitive strain injuries and discomfort. Encourage regular breaks and proper posture to reduce the risk of musculoskeletal disorders. - Establish clear protocols and provide appropriate personal protective equipment (PPE) for maintenance and cafeteria staff. This includes gloves, safety glasses, and non-slip footwear to protect against cuts, burns, and chemical exposure. - Conduct regular safety drills and provide training on emergency procedures, including fire safety and active shooter response, for all employees. Ensure security personnel are adequately trained in de-escalation techniques and physical intervention protocols. ## Get a Quote for Class Code 9063 Contact Bright Coast Insurance for a workers' comp quote for class code 9063 in FL: - **Phone:** (239) 475-0361 - **Email:** support@brightcoastins.com - **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator) - **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl) --- ## About Bright Coast Insurance Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client. **Contact:** (239) 475-0361 | support@brightcoastins.com **Address:** PO Box 417, Pineland, FL 33945 **Website:** https://brightcoastins.com **Hours:** Monday–Friday, 8 AM–5 PM ET *Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*