# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 9102 — Park NOC - All Employees & Drivers (FL)

**Class Code:** 9102  
**Description:** Park NOC - All Employees & Drivers  
**State:** FL  
**Rate:** $2.53 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 9102?

Class code 9102 covers park operations not otherwise classified, including state parks, municipal parks, and recreational areas. Work involves grounds maintenance, facility management, visitor services, and natural resource management. Florida's extensive state and national park system makes this a significant classification. Hazards include equipment operation, working in extreme heat, and wildlife encounters.

## Who Does Class Code 9102 Apply To?

Park rangers, grounds workers, maintenance staff, and visitor services employees.

## Florida Examples — Class Code 9102

A park ranger employed by the state of Florida to manage a state park in the Panhandle. A maintenance worker for a municipal parks and recreation department in a Broward County city.

## How to Calculate Workers' Comp Premium for Class Code 9102

**Formula:** (Annual Payroll ÷ 100) × $2.53 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $2024 | $2530 | $3036 |
| $250,000 | $5060 | $6325 | $7590 |
| $500,000 | $10120 | $12650 | $15180 |
| $1,000,000 | $20240 | $25300 | $30360 |

## Tips for Managing Class Code 9102 Workers' Comp Costs

- Heat illness prevention is critical for Florida park operations
- Wildlife encounter procedures are important for Florida's diverse ecosystem
- Separate law enforcement rangers under code 7720

## Safety Recommendations for Class Code 9102

- Train staff on proper ergonomic techniques for manual labor tasks.
- Provide specific training on identifying and avoiding hazardous wildlife native to the park's area.
- Implement a heat illness prevention plan and provide insect repellent.
- Ensure a reliable communication system is in place for rangers who work alone in remote areas.

## Get a Quote for Class Code 9102

Contact Bright Coast Insurance for a workers' comp quote for class code 9102 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*