# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 9186 — Carnival or Circus Companies (FL)

**Class Code:** 9186  
**Description:** Carnival or Circus Companies  
**State:** FL  
**Rate:** $8.92 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 9186?

Class code 9186 covers carnival and circus company operations, including traveling carnivals, circuses, and touring entertainment shows. Work involves setting up and tearing down equipment, operating rides and attractions, and performing. Hazards include heavy equipment handling during setup and teardown, ride operation injuries, and the unique risks of traveling operations.

## Who Does Class Code 9186 Apply To?

Carnival workers, ride operators, concession staff, and performers.

## Florida Examples — Class Code 9186

A traveling circus that sets up a big top tent for a week of shows in Orlando. A carnival company that provides rides, games, and food stands for county fairs throughout Florida.

## How to Calculate Workers' Comp Premium for Class Code 9186

**Formula:** (Annual Payroll ÷ 100) × $8.92 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $7137 | $8921 | $10705 |
| $250,000 | $17842 | $22303 | $26763 |
| $500,000 | $35684 | $44605 | $53526 |
| $1,000,000 | $71368 | $89210 | $107052 |

## Tips for Managing Class Code 9186 Workers' Comp Costs

- Ride setup and teardown safety procedures are critical for traveling operations
- Separate performer operations under appropriate entertainment codes
- Workers comp coverage must follow the workers to all states where the carnival operates

## Safety Recommendations for Class Code 9186

- Develop and enforce strict safety protocols for the erection and dismantling of all structures and rides.
- Provide fall protection equipment and training for all work performed at height.
- Ensure all electrical connections are properly grounded and protected from weather.
- Train all staff on emergency procedures, including ride shutdowns and evacuations.

## Get a Quote for Class Code 9186

Contact Bright Coast Insurance for a workers' comp quote for class code 9186 in FL:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*