# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 9402 — Cesspool Cleaning - Specialist Contractors (FL)

**Class Code:** 9402  
**Description:** Cesspool Cleaning - Specialist Contractors  
**State:** FL  
**Rate:** $4.14 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 9402?

Class code 9402 covers cesspool cleaning and specialist contractor operations, including septic tank pumping, grease trap cleaning, and liquid waste removal. Work involves operating vacuum trucks, entering confined spaces, and managing liquid waste. Hazards include hydrogen sulfide exposure in septic systems (a potentially lethal hazard), confined space entry, and biological hazards from sewage contact.

## Who Does Class Code 9402 Apply To?

Septic tank cleaners, grease trap technicians, and liquid waste drivers.

## Florida Examples — Class Code 9402

A two-person septic tank pumping service operating in the rural areas outside of Gainesville. A company in Orlando that specializes in cleaning commercial grease traps for restaurants.

## How to Calculate Workers' Comp Premium for Class Code 9402

**Formula:** (Annual Payroll ÷ 100) × $4.14 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $3315 | $4144 | $4973 |
| $250,000 | $8288 | $10360 | $12432 |
| $500,000 | $16576 | $20720 | $24864 |
| $1,000,000 | $33152 | $41440 | $49728 |

## Tips for Managing Class Code 9402 Workers' Comp Costs

- H2S monitoring and confined space procedures are critical for septic operations
- Biological hazard training and hepatitis B vaccination are important
- Respiratory protection is required for sewage and grease trap work

## Safety Recommendations for Class Code 9402

- Implement a comprehensive confined space entry program, including air monitoring and rescue plans, before any entry.
- Require the use of waterproof, slip-resistant boots and other appropriate PPE.
- Use mechanical aids to help with lifting and maneuvering heavy hoses.
- Ensure all employees are vaccinated against tetanus and Hepatitis A/B.

## Get a Quote for Class Code 9402

Contact Bright Coast Insurance for a workers' comp quote for class code 9402 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*