# Bright Coast Insurance **Florida-Licensed Independent Insurance Agency** | Florida License #L132181 Phone: (239) 323-0785 | Email: support@brightcoastins.com Address: PO Box 417, Pineland, FL 33945 Website: https://brightcoastins.com Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84 --- # Workers' Comp Class Code 9410 — Municipal, Township, County or State Employees NOC (FL) **Class Code:** 9410 **Description:** Municipal, Township, County or State Employees NOC **State:** FL **Rate:** $2.05 per $100 of payroll **Source:** NCCI (National Council on Compensation Insurance) --- ## What Is Class Code 9410? Class code 9410 covers municipal, township, county, and state government employees not classified elsewhere, including public works workers, parks and recreation staff, administrative employees, and general government workers. Florida's large state and local government workforce — including county employees in Miami-Dade, Broward, Palm Beach, and other major counties — makes this a significant classification. Hazards vary widely by job function, from office ergonomics to outdoor public works operations. ## Who Does Class Code 9410 Apply To? County and municipal public works employees, parks and recreation staff, government administrative workers, and general government employees not covered by more specific classifications. ## Florida Examples — Class Code 9410 Businesses falling under NCCI Class Code 9410 in Florida typically encompass a wide array of public sector entities. For instance, the City of Orlando's Parks and Recreation Department, a large municipal operation, would classify its park rangers, maintenance crews, and administrative support staff under this code, as their roles are integral to general government functions but not otherwise specified. Similarly, the Lee County Public Works Department, a medium-sized county agency based in Fort Myers, would apply 9410 to its road maintenance workers, sanitation personnel, and administrative assistants who manage infrastructure projects. Even smaller entities like the Town of Jupiter's administrative offices in Palm Beach County, employing a handful of clerks and general support staff, would utilize this code for their non-specialized government employees. These examples highlight the broad application of 9410 for general government workers, from those maintaining public spaces to those handling essential administrative duties across various Florida municipalities and counties. ## How to Calculate Workers' Comp Premium for Class Code 9410 **Formula:** (Annual Payroll ÷ 100) × $2.05 × Experience Modification Rate (EMR) | Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 | |---|---|---|---| | $100,000 | $1640 | $2050 | $2460 | | $250,000 | $4100 | $5125 | $6150 | | $500,000 | $8200 | $10250 | $12300 | | $1,000,000 | $16400 | $20500 | $24600 | ## Tips for Managing Class Code 9410 Workers' Comp Costs - Properly classify specialized government workers (police, fire, utilities) under more specific codes - Public works employees face outdoor hazards including heat exposure and equipment accidents - Ergonomic programs for administrative staff reduce repetitive motion claims - Vehicle safety programs are important for government employees who drive as part of their duties ## Safety Recommendations for Class Code 9410 - Implement comprehensive fall prevention programs, especially for outdoor and public works staff. Ensure proper footwear is worn, and regularly inspect and maintain walking surfaces to eliminate hazards like uneven pavement or debris. - Provide ergonomic workstations for administrative staff and training on proper lifting techniques for public works and parks personnel. Encourage regular breaks and stretching to prevent musculoskeletal injuries. - Mandate strict adherence to safety protocols for all tools and machinery used by parks and public works employees. Regular equipment inspections and mandatory personal protective equipment (PPE) are crucial to prevent cuts, lacerations, and other tool-related injuries. - Establish clear procedures for working in varying environmental conditions, including heat stress prevention for outdoor workers and awareness of local wildlife. Provide adequate hydration, shade, and training on recognizing symptoms of heat-related illness. ## Get a Quote for Class Code 9410 Contact Bright Coast Insurance for a workers' comp quote for class code 9410 in FL: - **Phone:** (239) 323-0785 - **Email:** support@brightcoastins.com - **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator) - **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl) --- ## About Bright Coast Insurance Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client. **Contact:** (239) 323-0785 | support@brightcoastins.com **Address:** PO Box 417, Pineland, FL 33945 **Website:** https://brightcoastins.com **Hours:** Monday–Friday, 9 AM–5 PM ET *Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*