# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 9501 — Painting - Shop Only & Drivers (FL)

**Class Code:** 9501  
**Description:** Painting - Shop Only & Drivers  
**State:** FL  
**Rate:** $2.20 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 9501?

Class code 9501 covers painting operations in a shop setting only, including industrial painting, powder coating, and surface finishing operations performed in a fixed facility. Work involves surface preparation, spray painting, and finishing. Hazards include solvent and paint fume inhalation, fire and explosion risk from flammable coatings, and skin and eye exposure to chemical coatings.

## Who Does Class Code 9501 Apply To?

Shop painters, powder coat operators, and surface finishing technicians.

## Florida Examples — Class Code 9501

A powder coating shop in Tampa that applies finishes to manufactured metal parts. An industrial painting facility in Jacksonville that paints large structural steel components in a spray booth.

## How to Calculate Workers' Comp Premium for Class Code 9501

**Formula:** (Annual Payroll ÷ 100) × $2.20 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1760 | $2200 | $2640 |
| $250,000 | $4400 | $5500 | $6600 |
| $500,000 | $8800 | $11000 | $13200 |
| $1,000,000 | $17600 | $22000 | $26400 |

## Tips for Managing Class Code 9501 Workers' Comp Costs

- Ventilation systems must meet OSHA standards for solvent vapor control
- Fire prevention programs are critical for flammable coating operations
- Separate field painting operations under code 5474

## Safety Recommendations for Class Code 9501

- Ensure spray booths have adequate ventilation and that employees use appropriate respiratory protection.
- Strictly enforce 'no smoking' policies and use intrinsically safe electrical equipment in painting areas.
- Require the use of chemical-resistant gloves, coveralls, and eye protection.
- Provide a dedicated, well-ventilated area for mixing and handling paints.

## Get a Quote for Class Code 9501

Contact Bright Coast Insurance for a workers' comp quote for class code 9501 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*