# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 9507 — Electrical Wiring - Within Buildings & Drivers (FL)

**Class Code:** 9507  
**Description:** Electrical Wiring - Within Buildings & Drivers  
**State:** FL  
**Rate:** $4.85 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 9507?

Class code 9507 covers electrical wiring contractors and their employees who install and maintain electrical systems within buildings, including wiring, outlets, panels, and fixtures. Unlike new construction electrical work, this classification covers service and repair work in existing buildings. Florida's large stock of aging residential and commercial buildings creates strong demand for electrical service contractors. Hazards include electrocution, arc flash, falls from ladders, and burns.

## Who Does Class Code 9507 Apply To?

Licensed electricians, electrical apprentices, and helpers performing wiring installation and repair work within existing buildings.

## Florida Examples — Class Code 9507

For NCCI class code 9507, which covers electrical wiring contractors, Florida businesses include a diverse range of operations. Consider "Sunshine Electrical Solutions," a medium-sized firm based in Tampa, specializing in the installation of complex electrical systems for new high-rise residential towers and commercial complexes in the booming downtown area. Their work involves everything from initial conduit runs to final fixture installations, ensuring compliance with Florida Building Codes. Another example is "Coastal Current Electric," a smaller, family-owned business in Jacksonville, focusing on upgrading and maintaining electrical infrastructure for historic homes and small businesses, often dealing with intricate wiring in older structures. Furthermore, "Everglades Power Systems," a large contractor operating out of Fort Lauderdale, frequently handles large-scale projects like the complete electrical fit-out for new resort developments along the Gold Coast, including intricate lighting controls and smart building integrations. These businesses are characterized by their skilled inside wiremen who perform all aspects of electrical work within buildings, ensuring safety and functionality across various commercial and residential settings throughout Florida.

## How to Calculate Workers' Comp Premium for Class Code 9507

**Formula:** (Annual Payroll ÷ 100) × $4.85 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $3880 | $4850 | $5820 |
| $250,000 | $9700 | $12125 | $14550 |
| $500,000 | $19400 | $24250 | $29100 |
| $1,000,000 | $38800 | $48500 | $58200 |

## Tips for Managing Class Code 9507 Workers' Comp Costs

- NFPA 70E arc flash safety training is critical for all electricians
- Lockout/tagout procedures must be strictly followed before working on energized systems
- Fall protection for ladder and elevated work reduces the second most common severe injury type
- Separate new construction electrical work under code 5190 if applicable

## Safety Recommendations for Class Code 9507

- NFPA 70E Standard for Electrical Safety in the Workplace governs safe electrical work practices
- Florida Building Code electrical requirements apply to all wiring work
- OSHA 1910.333 electrical safety standards apply to service and maintenance work

## Get a Quote for Class Code 9507

Contact Bright Coast Insurance for a workers' comp quote for class code 9507 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*