# Bright Coast Insurance **Florida-Licensed Independent Insurance Agency** | Florida License #L103957 Phone: (239) 475-0361 | Email: support@brightcoastins.com Address: PO Box 417, Pineland, FL 33945 Website: https://brightcoastins.com Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84 --- # Workers' Comp Class Code 9508 — Automobile Service or Repair Center - Dealers Only (FL) **Class Code:** 9508 **Description:** Automobile Service or Repair Center - Dealers Only **State:** FL **Rate:** $2.35 per $100 of payroll **Source:** NCCI (National Council on Compensation Insurance) --- ## What Is Class Code 9508? Class code 9508 covers automobile service and repair center employees at dealerships, including service technicians, lube technicians, parts department staff, and service advisors. Florida's large vehicle fleet and year-round driving season make auto dealer service departments significant employers. Hazards include chemical exposure from automotive fluids, ergonomic injuries from working in awkward positions under vehicles, and burns from hot components. ## Who Does Class Code 9508 Apply To? Dealership service technicians, lube technicians, parts department staff, service advisors, and detail shop employees at automobile dealerships. ## Florida Examples — Class Code 9508 For NCCI class code 9508, covering automobile service and repair center employees at dealerships, Florida presents numerous real-world examples. Consider the bustling service department of a large Toyota dealership in Tampa, employing dozens of technicians, lube specialists, and detailers who handle hundreds of vehicles weekly, from routine oil changes to complex engine diagnostics. Similarly, a sprawling Ford dealer service center in Jacksonville, catering to both individual customers and commercial fleets, would fall under this classification, encompassing their parts counter staff, service advisors, and administrative support directly involved in service operations. Furthermore, high-end luxury auto dealerships in affluent areas like Boca Raton, with their specialized service bays for brands such as Mercedes-Benz or BMW, also employ a dedicated team of master technicians, detailers, and service managers. These businesses, ranging from large multi-franchise operations to smaller, independent luxury repair shops, all share the common characteristic of employees engaged in the maintenance, repair, and detailing of vehicles within a dealership setting across Florida, making this code highly relevant for a significant portion of the state's automotive industry. ## How to Calculate Workers' Comp Premium for Class Code 9508 **Formula:** (Annual Payroll ÷ 100) × $2.35 × Experience Modification Rate (EMR) | Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 | |---|---|---|---| | $100,000 | $1880 | $2350 | $2820 | | $250,000 | $4700 | $5875 | $7050 | | $500,000 | $9400 | $11750 | $14100 | | $1,000,000 | $18800 | $23500 | $28200 | ## Tips for Managing Class Code 9508 Workers' Comp Costs - Chemical handling procedures for automotive fluids (oil, coolant, brake fluid) reduce exposure claims - Ergonomic programs for technicians working in awkward positions reduce musculoskeletal claims - Lift safety training and inspection programs prevent crush injuries from vehicle lifts - Separate non-service dealership staff (sales, finance) under appropriate office classifications ## Safety Recommendations for Class Code 9508 - Implement a comprehensive lifting safety program, including proper lifting techniques and the use of mechanical aids for heavy components, to prevent back strains and other musculoskeletal injuries. - Maintain clean and dry work areas, promptly addressing spills of oil, grease, or other liquids, and ensure adequate lighting to minimize slips, trips, and falls. - Provide appropriate personal protective equipment (PPE) such as safety glasses, gloves, and hearing protection, and ensure all employees are trained on its correct usage and maintenance. - Regularly inspect and maintain all tools and machinery, ensuring safety guards are in place and operational, and provide thorough training on safe equipment operation to prevent cuts, pinches, and crush injuries. ## Get a Quote for Class Code 9508 Contact Bright Coast Insurance for a workers' comp quote for class code 9508 in FL: - **Phone:** (239) 475-0361 - **Email:** support@brightcoastins.com - **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator) - **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl) --- ## About Bright Coast Insurance Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client. **Contact:** (239) 475-0361 | support@brightcoastins.com **Address:** PO Box 417, Pineland, FL 33945 **Website:** https://brightcoastins.com **Hours:** Monday–Friday, 8 AM–5 PM ET *Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*