Automobile Repair - Mobile
Florida Workers' Compensation Class Code 9509 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$2.55
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 9509?
Class code 9509 covers mobile automobile repair employees who travel to customer locations to perform vehicle repairs, including mobile mechanics, roadside assistance technicians, and mobile detailers. Florida's large vehicle fleet and consumer preference for convenient services have driven growth in mobile auto repair. Hazards include vehicle accidents while traveling to job sites, working in traffic or on roadsides, and the same mechanical hazards as shop-based repair.
Who is Covered Under This Code?
Mobile mechanics, roadside assistance technicians, mobile auto detailers, and mobile tire service technicians.
Tips to Reduce Your Premium
- Vehicle safety programs and MVR checks are critical for mobile repair technicians
- Roadside safety training (traffic control, high-visibility clothing) reduces traffic accident exposure
- Chemical handling procedures for automotive fluids apply equally to mobile operations
Common Claim Scenarios
Vehicle accidents while traveling to job sites, being struck by traffic while working roadside, and the same mechanical injuries as shop-based repair are the primary claim types.
Frequently Asked Questions
What is workers comp class code 9509?
Class code 9509 covers mobile automobile repair employees who travel to customer locations to perform vehicle repairs, including mobile mechanics, roadside assistance technicians, and mobile detailers. Florida's large vehicle fleet and consumer preference for convenient services have driven growth in mobile auto repair. Hazards include vehicle accidents while traveling to job sites, working in traffic or on roadsides, and the same mechanical hazards as shop-based repair.
What is the workers comp rate for class code 9509 in Florida?
The current workers' compensation rate for class code 9509 in Florida is $2.55 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 9509?
Mobile mechanics, roadside assistance technicians, mobile auto detailers, and mobile tire service technicians.
How can I reduce my workers comp premium for class code 9509 in Florida?
Vehicle safety programs and MVR checks are critical for mobile repair technicians Roadside safety training (traffic control, high-visibility clothing) reduces traffic accident exposure Chemical handling procedures for automotive fluids apply equally to mobile operations
Do I need workers comp insurance for employees classified under code 9509 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 9509 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 9509 in FL.
Quick Facts
- Class Code
- 9509
- State
- Florida
- Rate per $100
- $2.55
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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