# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 9519 — Air Conditioning Systems - Portable Units Installation (FL)

**Class Code:** 9519  
**Description:** Air Conditioning Systems - Portable Units Installation  
**State:** FL  
**Rate:** $3.38 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 9519?

Class code 9519 covers the installation of portable air conditioning units, including window units, portable coolers, and similar equipment. Work involves lifting and positioning units, electrical connections, and minor ductwork. Hazards include musculoskeletal strain from lifting heavy units, electrical hazards, and falls from ladders during installation.

## Who Does Class Code 9519 Apply To?

AC unit installers and service technicians for portable units.

## Florida Examples — Class Code 9519

A handyman service in Tampa that is hired to install a window air conditioning unit in an older home. An employee of an appliance rental company who delivers and installs portable AC units in apartments.

## How to Calculate Workers' Comp Premium for Class Code 9519

**Formula:** (Annual Payroll ÷ 100) × $3.38 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $2704 | $3380 | $4056 |
| $250,000 | $6760 | $8450 | $10140 |
| $500,000 | $13520 | $16900 | $20280 |
| $1,000,000 | $27040 | $33800 | $40560 |

## Tips for Managing Class Code 9519 Workers' Comp Costs

- Two-person lift requirements for heavy units reduce back injury claims
- Electrical safety procedures apply to unit installation and wiring
- Separate central AC installation under code 5183

## Safety Recommendations for Class Code 9519

- Always use two people to lift and install window AC units.
- Wear heavy-duty gloves to protect hands from sharp metal edges.
- Ensure the unit is securely supported during installation to prevent it from falling.
- Use a spotter to stabilize the ladder when installing a unit in a second-story window or higher.

## Get a Quote for Class Code 9519

Contact Bright Coast Insurance for a workers' comp quote for class code 9519 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*