# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 9521 — House Furnishing Installation NOC (FL)

**Class Code:** 9521  
**Description:** House Furnishing Installation NOC  
**State:** FL  
**Rate:** $2.58 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 9521?

Class code 9521 covers house furnishing installation not otherwise classified, including the installation of blinds, window treatments, shelving, and similar home furnishings. Work involves measuring, cutting, drilling, and mounting products in residential and commercial settings. Hazards include ladder falls, cuts from installation tools, and musculoskeletal strain from working in awkward positions.

## Who Does Class Code 9521 Apply To?

Blind and window treatment installers, shelving installers, and home furnishing technicians.

## How to Calculate Workers' Comp Premium for Class Code 9521

**Formula:** (Annual Payroll ÷ 100) × $2.58 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $2066 | $2583 | $3100 |
| $250,000 | $5166 | $6458 | $7749 |
| $500,000 | $10332 | $12915 | $15498 |
| $1,000,000 | $20664 | $25830 | $30996 |

## Tips for Managing Class Code 9521 Workers' Comp Costs

- Ladder safety training is the top priority for installation operations
- Cut-resistant gloves reduce tool-related injuries
- Separate furniture installation under code 8044

## Get a Quote for Class Code 9521

Contact Bright Coast Insurance for a workers' comp quote for class code 9521 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*