# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 9522 — Plumbing - Repair & Service - Not New Construction (FL)

**Class Code:** 9522  
**Description:** Plumbing - Repair & Service - Not New Construction  
**State:** FL  
**Rate:** $1.73 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 9522?

Class code 9522 covers plumbing repair and service contractors who perform maintenance and repair work in existing buildings, as opposed to new construction plumbing. This classification covers licensed plumbers and their helpers who service residential and commercial plumbing systems, fix leaks, clear drains, and repair fixtures. Florida's large housing stock and aging infrastructure create strong demand for plumbing service contractors. Hazards include working in confined spaces, chemical exposure from drain cleaners, and back strains from working in awkward positions.

## Who Does Class Code 9522 Apply To?

Licensed plumbers, plumbing apprentices, and helpers performing repair and service work in existing residential and commercial buildings.

## How to Calculate Workers' Comp Premium for Class Code 9522

**Formula:** (Annual Payroll ÷ 100) × $1.73 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1382 | $1728 | $2074 |
| $250,000 | $3456 | $4320 | $5184 |
| $500,000 | $6912 | $8640 | $10368 |
| $1,000,000 | $13824 | $17280 | $20736 |

## Tips for Managing Class Code 9522 Workers' Comp Costs

- Separate new construction plumbing work under code 5183 if applicable
- Confined space entry procedures are required for work in crawl spaces, vaults, and pits
- Chemical handling procedures for drain cleaning chemicals reduce exposure claims
- Back injury prevention training for working in confined and awkward positions

## Get a Quote for Class Code 9522

Contact Bright Coast Insurance for a workers' comp quote for class code 9522 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*