# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 9620 — Crematories (FL)

**Class Code:** 9620  
**Description:** Crematories  
**State:** FL  
**Rate:** $1.40 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 9620?

Class code 9620 covers crematory operations, including the cremation of human remains at funeral homes and standalone crematories. Work involves operating cremation equipment, handling remains, and managing the cremation process. Florida's large elderly population and growing preference for cremation make this a significant classification. Hazards include heat exposure from cremation equipment, chemical exposure from embalming products, and the psychological impact of working with human remains.

## Who Does Class Code 9620 Apply To?

Crematory operators, funeral home staff who perform cremation, and cremation technicians.

## How to Calculate Workers' Comp Premium for Class Code 9620

**Formula:** (Annual Payroll ÷ 100) × $1.40 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1120 | $1400 | $1680 |
| $250,000 | $2800 | $3500 | $4200 |
| $500,000 | $5600 | $7000 | $8400 |
| $1,000,000 | $11200 | $14000 | $16800 |

## Tips for Managing Class Code 9620 Workers' Comp Costs

- Heat stress prevention is important for crematory operators
- Chemical handling procedures apply to embalming and preparation chemicals
- Employee assistance programs support mental health for staff working with human remains

## Get a Quote for Class Code 9620

Contact Bright Coast Insurance for a workers' comp quote for class code 9620 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*