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9660FL

Funeral Directors & Drivers

Florida Workers' Compensation Class Code 9660 • FWCJUA / NCCI • Effective 2025-01-01

Current Rate

$0.65

per $100 of payroll

FWCJUA / NCCI 2025-01-01

What is Class Code 9660?

Class code 9660 covers funeral home employees who primarily perform administrative, sales, and non-embalming functions, including funeral directors who arrange services, administrative staff, and drivers who transport remains in funeral vehicles. Florida's large elderly population makes funeral services a significant industry. Hazards are relatively low compared to embalming work, with the primary risks being vehicle accidents during transport and ergonomic injuries.

Who is Covered Under This Code?

Funeral directors (non-embalming), administrative staff, funeral home drivers, and pre-need sales counselors.

Tips to Reduce Your Premium

  • Vehicle safety programs and MVR checks for drivers who transport remains
  • Ergonomic programs for administrative staff reduce repetitive motion claims
  • Separate embalmers under code 9670 for proper classification

Common Claim Scenarios

Vehicle accidents during transport, slip-and-fall injuries, and ergonomic conditions are the primary claim types for non-embalming funeral home staff.

Frequently Asked Questions

What is workers comp class code 9660?

Class code 9660 covers funeral home employees who primarily perform administrative, sales, and non-embalming functions, including funeral directors who arrange services, administrative staff, and drivers who transport remains in funeral vehicles. Florida's large elderly population makes funeral services a significant industry. Hazards are relatively low compared to embalming work, with the primary risks being vehicle accidents during transport and ergonomic injuries.

What is the workers comp rate for class code 9660 in Florida?

The current workers' compensation rate for class code 9660 in Florida is $0.65 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.

Who is covered under class code 9660?

Funeral directors (non-embalming), administrative staff, funeral home drivers, and pre-need sales counselors.

How can I reduce my workers comp premium for class code 9660 in Florida?

Vehicle safety programs and MVR checks for drivers who transport remains Ergonomic programs for administrative staff reduce repetitive motion claims Separate embalmers under code 9670 for proper classification

Do I need workers comp insurance for employees classified under code 9660 in Florida?

Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 9660 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.

Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.

Premium Estimator

Enter your annual payroll to estimate your base premium for code 9660 in FL.

Quick Facts

Class Code
9660
State
Florida
Rate per $100
$0.65
Rating Org
FWCJUA / NCCI
Effective
2025-01-01

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