Funeral Directors & Embalmers & Drivers
Florida Workers' Compensation Class Code 9670 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$1.42
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 9670?
Class code 9670 covers funeral directors who also perform embalming, as well as licensed embalmers and their assistants. Embalming involves exposure to formaldehyde, glutaraldehyde, and other preservative chemicals that pose significant health risks with long-term exposure. Florida's large elderly population and the state's warm climate — which accelerates decomposition — make embalming services a critical part of the funeral industry.
Who is Covered Under This Code?
Licensed embalmers, funeral directors who perform embalming, and embalming assistants.
Tips to Reduce Your Premium
- Formaldehyde exposure monitoring is required under OSHA 1910.1048 — the OSHA formaldehyde standard
- Proper ventilation in preparation rooms is critical to reduce chemical exposure
- Personal protective equipment including gloves, gowns, and respirators must be provided and used
- Bloodborne pathogen training is required for all staff who handle human remains
Common Claim Scenarios
Chemical exposure injuries from formaldehyde and preservatives, bloodborne pathogen exposure, and back strains from handling remains are the primary claim types.
Safety & Loss Prevention
- OSHA 1910.1048 Formaldehyde Standard requires monitoring and exposure controls
- OSHA Bloodborne Pathogens Standard (1910.1030) applies to embalming operations
- Florida Board of Funeral, Cemetery, and Consumer Services regulates embalming practices
Frequently Asked Questions
What is workers comp class code 9670?
Class code 9670 covers funeral directors who also perform embalming, as well as licensed embalmers and their assistants. Embalming involves exposure to formaldehyde, glutaraldehyde, and other preservative chemicals that pose significant health risks with long-term exposure. Florida's large elderly population and the state's warm climate — which accelerates decomposition — make embalming services a critical part of the funeral industry.
What is the workers comp rate for class code 9670 in Florida?
The current workers' compensation rate for class code 9670 in Florida is $1.42 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 9670?
Licensed embalmers, funeral directors who perform embalming, and embalming assistants.
How can I reduce my workers comp premium for class code 9670 in Florida?
Formaldehyde exposure monitoring is required under OSHA 1910.1048 — the OSHA formaldehyde standard Proper ventilation in preparation rooms is critical to reduce chemical exposure Personal protective equipment including gloves, gowns, and respirators must be provided and used Bloodborne pathogen training is required for all staff who handle human remains
Do I need workers comp insurance for employees classified under code 9670 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 9670 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 9670 in FL.
Quick Facts
- Class Code
- 9670
- State
- Florida
- Rate per $100
- $1.42
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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