Domestic Workers - Part-time
Florida Workers' Compensation Class Code 9690 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$1.10
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 9690?
Class code 9690 covers part-time domestic workers employed in private residences, including housekeepers, nannies, gardeners, and personal assistants who work fewer than the threshold hours that would require standard domestic worker coverage. Florida homeowners who employ part-time domestic help may be required to carry workers' compensation coverage depending on the number of hours worked. This classification carries a relatively low rate due to the generally non-hazardous nature of domestic work.
Who is Covered Under This Code?
Part-time housekeepers, nannies, gardeners, personal assistants, and other domestic workers employed in private residences.
Tips to Reduce Your Premium
- Florida law requires WC coverage for domestic workers who work 10 or more hours per week for the same employer
- Slip-and-fall prevention in the home is the primary safety focus for domestic workers
- Ergonomic training for cleaning tasks reduces back and shoulder injury claims
Common Claim Scenarios
Slip-and-fall injuries, back strains from cleaning and lifting, and cuts from kitchen work are the most common claim types for domestic workers.
Frequently Asked Questions
What is workers comp class code 9690?
Class code 9690 covers part-time domestic workers employed in private residences, including housekeepers, nannies, gardeners, and personal assistants who work fewer than the threshold hours that would require standard domestic worker coverage. Florida homeowners who employ part-time domestic help may be required to carry workers' compensation coverage depending on the number of hours worked. This classification carries a relatively low rate due to the generally non-hazardous nature of domestic work.
What is the workers comp rate for class code 9690 in Florida?
The current workers' compensation rate for class code 9690 in Florida is $1.10 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 9690?
Part-time housekeepers, nannies, gardeners, personal assistants, and other domestic workers employed in private residences.
How can I reduce my workers comp premium for class code 9690 in Florida?
Florida law requires WC coverage for domestic workers who work 10 or more hours per week for the same employer Slip-and-fall prevention in the home is the primary safety focus for domestic workers Ergonomic training for cleaning tasks reduces back and shoulder injury claims
Do I need workers comp insurance for employees classified under code 9690 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 9690 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 9690 in FL.
Quick Facts
- Class Code
- 9690
- State
- Florida
- Rate per $100
- $1.10
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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