# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 9740 — Athletic Sports Teams or Parks (FL)

**Class Code:** 9740  
**Description:** Athletic Sports Teams or Parks  
**State:** FL  
**Rate:** $1.75 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 9740?

Class code 9740 covers employees at athletic sports teams, sports parks, and recreational facilities, including coaches, trainers, groundskeepers, concession workers, and administrative staff. Florida's year-round outdoor sports season and large number of professional and amateur sports teams make this a significant classification. Hazards vary by role — groundskeepers face outdoor equipment hazards, while coaches and trainers face ergonomic and overexertion risks.

## Who Does Class Code 9740 Apply To?

Athletic coaches, trainers, groundskeepers, sports facility maintenance workers, concession staff, and administrative personnel at sports teams and athletic parks.

## Florida Examples — Class Code 9740

Businesses falling under NCCI class code 9740 in Florida include a diverse range of athletic and recreational facilities. For instance, a mid-sized minor league baseball stadium in Jacksonville, employing approximately 75 full-time and seasonal staff, would classify its groundskeepers meticulously maintaining the playing field, facility maintenance teams ensuring structural integrity and cleanliness, concession workers serving food and beverages to fans, and ticket takers managing entry points. Similarly, a large, privately-owned recreational sports complex in Orlando, hosting various youth and adult leagues with over 120 employees, would apply this code to its field maintenance crews, equipment managers, and event staff who oversee tournaments and daily operations. These examples highlight the code's applicability to organizations providing athletic and recreational services, encompassing both professional and amateur sports environments across Florida.

## How to Calculate Workers' Comp Premium for Class Code 9740

**Formula:** (Annual Payroll ÷ 100) × $1.75 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1400 | $1750 | $2100 |
| $250,000 | $3500 | $4375 | $5250 |
| $500,000 | $7000 | $8750 | $10500 |
| $1,000,000 | $14000 | $17500 | $21000 |

## Tips for Managing Class Code 9740 Workers' Comp Costs

- Heat illness prevention programs are critical for outdoor sports staff in Florida's climate
- Groundskeeping equipment operator training reduces machinery accident claims
- Ergonomic programs for coaches and trainers reduce overuse and repetitive motion injuries
- Separate professional athletes under appropriate athlete classifications

## Safety Recommendations for Class Code 9740

- Implement comprehensive training programs for all staff on proper lifting techniques, safe use of equipment, and hazard identification, especially for groundskeepers and maintenance personnel, to prevent strains and sprains.
- Establish clear protocols for immediate spill cleanup in concession areas and ensure all walking surfaces, including pathways, stairs, and locker rooms, are regularly inspected and maintained to prevent slips, trips, and falls.
- Provide adequate hydration, shaded rest areas, and mandatory breaks for outdoor staff, such as groundskeepers, particularly during Florida's hot and humid summer months, to mitigate heat exhaustion and heat stroke.
- Ensure all electrical equipment is regularly inspected and maintained, and provide appropriate personal protective equipment (PPE) for maintenance and concession staff to guard against electrical hazards and burns.

## Get a Quote for Class Code 9740

Contact Bright Coast Insurance for a workers' comp quote for class code 9740 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*
