# Bright Coast Insurance **Florida-Licensed Independent Insurance Agency** | Florida License #L103957 Phone: (239) 475-0361 | Email: support@brightcoastins.com Address: PO Box 417, Pineland, FL 33945 Website: https://brightcoastins.com Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84 --- # Workers' Comp Class Code 9749 — Radio or Television Broadcasting (FL) **Class Code:** 9749 **Description:** Radio or Television Broadcasting **State:** FL **Rate:** $0.55 per $100 of payroll **Source:** NCCI (National Council on Compensation Insurance) --- ## What Is Class Code 9749? Class code 9749 covers radio and television broadcasting employees, including on-air talent, production staff, engineers, camera operators, and administrative personnel. Florida has a significant broadcasting industry, particularly in Miami (a major Spanish-language media market), Tampa, and Orlando. Hazards are generally low, with the primary risks being ergonomic conditions for production staff and vehicle accidents for field reporters and news crews. ## Who Does Class Code 9749 Apply To? Radio and TV on-air talent, producers, directors, camera operators, broadcast engineers, and administrative staff at broadcasting companies. ## Florida Examples — Class Code 9749 Businesses falling under NCCI class code 9749 in Florida encompass a wide range of broadcast media operations. For instance, a large television news station like WPLG Local 10 in Miami, employing hundreds of on-air personalities, camera operators, and technical staff, would utilize this code. Similarly, a mid-sized radio group such as Cox Media Group Orlando, which operates multiple stations like WDBO-FM and WPYO, covering various genres and employing dozens of producers, engineers, and sales teams, would also be classified here. Even smaller, independent production studios in the Tampa Bay area, specializing in local commercials or public access programming, with a core team of a dozen or so employees including videographers and editors, would find their operations aligned with this classification. This code is crucial for any Florida entity involved in the creation and dissemination of radio or television content, from major metropolitan broadcasters to local community stations, ensuring proper workers' compensation coverage for their diverse workforce. ## How to Calculate Workers' Comp Premium for Class Code 9749 **Formula:** (Annual Payroll ÷ 100) × $0.55 × Experience Modification Rate (EMR) | Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 | |---|---|---|---| | $100,000 | $440 | $550 | $660 | | $250,000 | $1100 | $1375 | $1650 | | $500,000 | $2200 | $2750 | $3300 | | $1,000,000 | $4400 | $5500 | $6600 | ## Tips for Managing Class Code 9749 Workers' Comp Costs - Ergonomic programs for production staff who work at editing stations and control rooms - Vehicle safety programs for field reporters and news crews who drive to story locations - Tower climbing and antenna work should be classified separately under tower construction codes ## Safety Recommendations for Class Code 9749 - Implement comprehensive ergonomic assessments for all workstations, especially for producers, editors, and sales staff, to ensure proper chair, desk, and monitor heights. Encourage regular breaks and stretching exercises to prevent musculoskeletal disorders from prolonged sitting or repetitive tasks. - Maintain clear and organized studio and control room environments, ensuring all cables are properly secured and pathways are free from obstructions. Utilize non-slip mats in high-traffic areas and provide adequate lighting to minimize the risk of slips, trips, and falls, particularly when moving heavy equipment. - Regularly inspect and maintain all electrical equipment, wiring, and power sources to prevent shocks, fires, and equipment malfunctions. Ensure that all technical staff are trained in electrical safety procedures, including proper lockout/tagout protocols and the safe handling of high-voltage equipment. - Provide on-air talent with vocal training and techniques to prevent voice strain and ensure proper microphone usage. For engineers and production staff working in loud environments, mandate the use of appropriate hearing protection to prevent noise-induced hearing loss. ## Get a Quote for Class Code 9749 Contact Bright Coast Insurance for a workers' comp quote for class code 9749 in FL: - **Phone:** (239) 475-0361 - **Email:** support@brightcoastins.com - **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator) - **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl) --- ## About Bright Coast Insurance Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client. **Contact:** (239) 475-0361 | support@brightcoastins.com **Address:** PO Box 417, Pineland, FL 33945 **Website:** https://brightcoastins.com **Hours:** Monday–Friday, 8 AM–5 PM ET *Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*