# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 9779 — Non-Emergency Medical Transport (FL)

**Class Code:** 9779  
**Description:** Non-Emergency Medical Transport  
**State:** FL  
**Rate:** $3.20 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 9779?

Class code 9779 covers non-emergency medical transport (NEMT) employees, including drivers and attendants who transport patients to and from medical appointments, dialysis centers, and other healthcare facilities. Florida's large elderly and Medicaid populations create significant demand for NEMT services. Hazards include vehicle accidents, patient handling injuries from assisting patients in and out of vehicles, and exposure to infectious diseases.

## Who Does Class Code 9779 Apply To?

Non-emergency medical transport drivers, patient care attendants, and dispatch staff at NEMT companies.

## Florida Examples — Class Code 9779

For NCCI class code 9779, which encompasses non-emergency medical transport (NEMT) employees, several real-world Florida businesses exemplify this classification. Consider 'Sunshine Medical Transit,' a medium-sized company based in Miami-Dade County, specializing in transporting Medicaid patients to their scheduled appointments, including dialysis and physical therapy sessions across South Florida. Another pertinent example is 'Tampa Bay Patient Services,' a smaller, family-owned operation in Tampa that primarily serves seniors and individuals with disabilities, providing reliable transportation to various medical facilities, rehabilitation centers, and specialist clinics throughout the greater Tampa Bay area. Furthermore, 'Broward Mobility Solutions,' a large provider with a fleet of over 50 vehicles in Broward County, offers extensive non-emergency transport services, including wheelchair and stretcher-accessible vehicles, catering to a diverse patient population requiring consistent medical care access across the region. These businesses prioritize safe, timely, and compassionate transport, making them clear fits for this class code due to their direct involvement in patient transportation.

## How to Calculate Workers' Comp Premium for Class Code 9779

**Formula:** (Annual Payroll ÷ 100) × $3.20 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $2560 | $3200 | $3840 |
| $250,000 | $6400 | $8000 | $9600 |
| $500,000 | $12800 | $16000 | $19200 |
| $1,000,000 | $25600 | $32000 | $38400 |

## Tips for Managing Class Code 9779 Workers' Comp Costs

- Driver MVR screening and vehicle safety programs are the highest-priority risk controls
- Patient handling training for assisting patients in and out of vehicles reduces back injury claims
- Bloodborne pathogen training is required for staff who assist medically fragile patients
- Defensive driving training reduces the frequency and severity of vehicle accidents

## Safety Recommendations for Class Code 9779

- Florida Agency for Health Care Administration (AHCA) regulates NEMT providers
- DOT medical examiner requirements apply to commercial vehicle drivers
- OSHA Bloodborne Pathogens Standard applies to patient care activities

## Get a Quote for Class Code 9779

Contact Bright Coast Insurance for a workers' comp quote for class code 9779 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*
