# Bright Coast Insurance **Florida-Licensed Independent Insurance Agency** | Florida License #L103957 Phone: (239) 323-0785 | Email: support@brightcoastins.com Address: PO Box 417, Pineland, FL 33945 Website: https://brightcoastins.com Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84 --- # Workers' Comp Class Code 9783 — Automobile Service or Repair Center (FL) **Class Code:** 9783 **Description:** Automobile Service or Repair Center **State:** FL **Rate:** $2.45 per $100 of payroll **Source:** NCCI (National Council on Compensation Insurance) --- ## What Is Class Code 9783? Class code 9783 covers automobile service and repair center employees at independent repair shops (not dealerships), including service technicians, lube technicians, tire installers, and service advisors. Independent auto repair shops are common throughout Florida, serving both personal and commercial vehicles. Hazards include chemical exposure from automotive fluids, ergonomic injuries from working in awkward positions, burns from hot components, and vehicle lift accidents. ## Who Does Class Code 9783 Apply To? Independent auto repair shop technicians, lube technicians, tire installers, service advisors, and parts staff. ## Florida Examples — Class Code 9783 This class code applies to a diverse range of independent automotive service and repair businesses across Florida. For instance, consider 'Orlando Auto Specialists,' a mid-sized, family-owned shop in downtown Orlando employing 15 mechanics and service advisors, specializing in general maintenance, engine diagnostics, and brake repairs for local residents and small businesses. Another example is 'Jacksonville Tire & Alignment Center,' a larger operation with 25 employees, including tire technicians and alignment specialists, serving the greater Jacksonville area with comprehensive tire sales, installation, rotation, and advanced wheel alignment services. Furthermore, 'Fort Lauderdale European Motors,' a boutique repair facility with 10 highly skilled technicians, focuses on high-end European vehicle maintenance and complex electrical system diagnostics, catering to a niche market in South Florida. These businesses, regardless of size or specialization, share the common characteristic of being independent repair shops, distinct from new car dealerships. ## How to Calculate Workers' Comp Premium for Class Code 9783 **Formula:** (Annual Payroll ÷ 100) × $2.45 × Experience Modification Rate (EMR) | Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 | |---|---|---|---| | $100,000 | $1960 | $2450 | $2940 | | $250,000 | $4900 | $6125 | $7350 | | $500,000 | $9800 | $12250 | $14700 | | $1,000,000 | $19600 | $24500 | $29400 | ## Tips for Managing Class Code 9783 Workers' Comp Costs - Vehicle lift inspection and safety training prevents the most severe injury type - Chemical handling procedures for automotive fluids reduce skin and eye exposure claims - Ergonomic programs for technicians working under vehicles reduce back and shoulder injuries - Separate dealership service operations under code 9508 ## Safety Recommendations for Class Code 9783 - Implement a comprehensive lifting safety program, including proper training on ergonomic lifting techniques and the mandatory use of mechanical aids like hoists and jacks for heavy components such as engines and transmissions, to prevent musculoskeletal injuries. - Ensure all technicians wear appropriate personal protective equipment (PPE), including safety glasses, gloves, and steel-toed boots, to guard against cuts, punctures, chemical exposure, and crush injuries from falling objects or equipment. - Maintain a clean and organized work environment by promptly cleaning up oil, grease, and other spills, and ensuring clear pathways to prevent slips, trips, and falls, which are common causes of sprains and fractures. - Provide regular training on the safe operation of all power tools and machinery, including lockout/tagout procedures for maintenance, to minimize the risk of lacerations, amputations, and other severe injuries associated with equipment misuse or malfunction. ## Get a Quote for Class Code 9783 Contact Bright Coast Insurance for a workers' comp quote for class code 9783 in FL: - **Phone:** (239) 323-0785 - **Email:** support@brightcoastins.com - **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator) - **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl) --- ## About Bright Coast Insurance Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client. **Contact:** (239) 323-0785 | support@brightcoastins.com **Address:** PO Box 417, Pineland, FL 33945 **Website:** https://brightcoastins.com **Hours:** Monday–Friday, 8 AM–5 PM ET *Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*