# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

---

# Workers' Comp Class Code 9789 — Irrigation or Lawn Sprinkler Systems - Installation (FL)

**Class Code:** 9789  
**Description:** Irrigation or Lawn Sprinkler Systems - Installation  
**State:** FL  
**Rate:** $3.65 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

---

## What Is Class Code 9789?

Class code 9789 covers irrigation and lawn sprinkler system installation employees, including installers, service technicians, and laborers who install and maintain underground irrigation systems. Florida's warm climate and extensive residential and commercial landscaping create strong demand for irrigation contractors. Hazards include trenching and excavation risks, heat exposure, and equipment operation injuries.

## Who Does Class Code 9789 Apply To?

Irrigation system installers, service technicians, laborers, and supervisors at irrigation and lawn sprinkler installation companies.

## How to Calculate Workers' Comp Premium for Class Code 9789

**Formula:** (Annual Payroll ÷ 100) × $3.65 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $2920 | $3650 | $4380 |
| $250,000 | $7300 | $9125 | $10950 |
| $500,000 | $14600 | $18250 | $21900 |
| $1,000,000 | $29200 | $36500 | $43800 |

## Tips for Managing Class Code 9789 Workers' Comp Costs

- Call 811 (Sunshine 811) before any digging to locate underground utilities
- Heat illness prevention programs are critical for outdoor workers in Florida's climate
- Trenching safety procedures under OSHA 1926 Subpart P apply to irrigation trenching
- Separate landscape maintenance work under code 0042 if applicable

## Get a Quote for Class Code 9789

Contact Bright Coast Insurance for a workers' comp quote for class code 9789 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



---

## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*