# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 9999 — Miscellaneous - Not Otherwise Classified (FL)

**Class Code:** 9999  
**Description:** Miscellaneous - Not Otherwise Classified  
**State:** FL  
**Rate:** $2.85 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 9999?

Class code 9999 is the miscellaneous workers' compensation classification used for employees whose job duties do not fit any other specific NCCI class code. This catch-all classification is typically used for unusual or unique occupations that are difficult to categorize. Because it is a non-specific classification, it often carries a higher rate than more specific codes. Employers should work with their insurance agent to determine if a more specific code applies to their employees.

## Who Does Class Code 9999 Apply To?

Employees performing work that does not fit any other specific workers' compensation class code.

## How to Calculate Workers' Comp Premium for Class Code 9999

**Formula:** (Annual Payroll ÷ 100) × $2.85 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $2280 | $2850 | $3420 |
| $250,000 | $5700 | $7125 | $8550 |
| $500,000 | $11400 | $14250 | $17100 |
| $1,000,000 | $22800 | $28500 | $34200 |

## Tips for Managing Class Code 9999 Workers' Comp Costs

- Work with your insurance agent to identify a more specific class code — 9999 often carries a higher rate than appropriate specific codes
- Provide a detailed description of employee duties to your agent to facilitate proper classification
- Misclassification under 9999 can result in significant audit adjustments
- Safety programs and low claims history can reduce your Experience Modification Rate regardless of classification

## Get a Quote for Class Code 9999

Contact Bright Coast Insurance for a workers' comp quote for class code 9999 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*